Top SBA lenders in Kentucky

73 lenders approved 486 SBA 7(a) loans worth $236.4M for Kentucky businesses in FY2025. Stock Yards Bank & Trust Company leads with 11.7%.

Kentucky league table, FY2025 ranked by dollars approved · by project location

#	Lender	HQ state	Approved	Loans	Avg loan	Share
1	Stock Yards Bank & Trust Company	KY	$27.7M	41	$676K	11.7%
2	Live Oak Banking Company	NC	$23.4M	15	$1.6M	9.9%
3	The Huntington National Bank	OH	$17.1M	50	$343K	7.3%
4	Community Trust Bank, Inc.	KY	$12.2M	56	$217K	5.2%
5	Republic Bank & Trust Company	KY	$10.8M	28	$385K	4.6%
6	Heritage Bank, Inc.	KY	$10.2M	7	$1.5M	4.3%
7	U.S. Bank National Association	OH	$9.7M	58	$167K	4.1%
8	US Metro Bank	CA	$7.5M	2	$3.8M	3.2%
9	United Midwest Savings Bank, National Association	OH	$7.3M	10	$730K	3.1%
10	GBank	NV	$6.7M	2	$3.3M	2.8%
11	Celtic Bank	UT	$6.4M	10	$638K	2.7%
12	Northeast Bank	ME	$5.4M	31	$175K	2.3%
13	Newtek Bank, National Association	FL	$5.3M	21	$255K	2.3%
14	Pathward, National Association	SD	$5.0M	1	$5.0M	2.1%
14	Everwise Credit Union	IN	$5.0M	1	$5.0M	2.1%
16	Old National Bank	IN	$4.9M	5	$980K	2.1%
17	First Financial Bank	AR	$4.4M	3	$1.5M	1.9%
18	First Bank of the Lake	MO	$4.0M	3	$1.3M	1.7%
19	South Central Bank, Inc.	KY	$3.9M	2	$1.9M	1.6%
20	German American Bank	IN	$3.5M	1	$3.5M	1.5%
21	Fifth Third Bank, National Association	OH	$3.4M	9	$378K	1.4%
22	Enterprise Bank & Trust	MO	$3.3M	2	$1.6M	1.4%
23	Farmers State Bank of Alto Pass, Ill.	IL	$3.3M	2	$1.6M	1.4%
24	First Horizon Bank	TN	$2.7M	1	$2.7M	1.1%
25	Harvest Small Business Finance, LLC not in CharterBench	CA	$2.7M	1	$2.7M	1.1%

Showing the top 25 of 73 lenders active in Kentucky.

Pro shows every lender, plus each one’s seven-year SBA history, industries and pricing.

Line	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026 to date
Approved	$127.0M	$220.9M	$169.1M	$181.9M	$197.7M	$236.4M	$163.2M
Loans	317	406	360	403	469	486	298
Active lenders	51	59	66	63	70	73	62

Working Kentucky?

5 of the lenders shown are headquartered in Kentucky. See who holds the deposits in Kentucky, or screen the state’s banks and credit unions by ratio.