CharterBench

Fifth Third Bank, National Association

BankOCCCincinnati, OH·Est. 1865·www.53.com·FDIC #6672Compare ⇄
Total assets
$299.18B
+42.9% YoY
Deposits
$240.93B
+43.5% YoY
Loans
$176.48B
+46.3% YoY
Offices
1,514
FIFTH THIRD BCORP
ROA (annualized)
0.97%
peers 1.23%
ROE (annualized)
7.89%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricThis bankPeer medianΔ
Asset growth (YoY)+42.9%+5.9%+37.1 pts
Deposit growth (YoY)+43.5%+5.7%+37.8 pts
Loan growth (YoY)+46.3%+6.9%+39.4 pts
ROA0.97%1.23%-0.3 pts
ROE7.9%11.2%-3.3 pts

ROA ranks in the 22nd percentile of its peer group · Q2 2026

Profile

Established
1865
Charter
OCC
Primary regulator
OCC
Holding company
FIFTH THIRD BCORP
Specialization
Commercial Lending Specialization
Address
38 Fountain Square Plz, Cincinnati, OH, 45202
County
Hamilton
Metro area
Cincinnati, OH-KY-IN
Offices
1,514
FDIC cert #
6672
RSSD ID
723112
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$299.18B$240.93B$176.48B$37.67B$1.31B0.97%3.76%0.51%
Q1 2026$296.12B$240.42B$174.69B$37.41B$395.0M0.62%3.72%0.48%
Q4 2025$213.73B$175.20B$121.13B$24.65B$2.85B1.34%3.44%0.51%
Q3 2025$212.21B$169.67B$121.44B$24.16B$2.03B1.28%3.41%0.46%
Q2 2025$209.31B$167.92B$120.63B$23.64B$1.30B1.24%3.37%0.52%
Q1 2025$211.92B$169.03B$120.28B$22.98B$600.0M1.13%3.31%0.57%
Q4 2024$212.20B$171.70B$118.08B$22.06B$2.67B1.25%3.26%0.49%
Q3 2024$213.58B$173.04B$114.97B$23.02B$1.97B1.23%3.24%0.42%

Loan mix (Q2 2026): real estate $60.58B · commercial $70.41B · consumer $27.09B · securities $61.64B

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.97%Q3 2024 → Q2 20261.23%
22th
Return on equity
Annualized net income ÷ equity or net worth
7.9%Q3 2024 → Q2 202611.3%
16th
Net interest margin
Interest income − interest expense, ÷ assets
3.76%Q3 2024 → Q2 20263.55%
62th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
66.3%Q3 2024 → Q2 202654.9%
87th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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