The Huntington National Bank
Total assets
$283.07B
▲ +37.0% YoY
Deposits
$227.12B
▲ +35.7% YoY
Loans
$187.94B
▲ +40.9% YoY
Offices
1,625
HUNTINGTON BANCSHARES INC
ROA (annualized)
1.09%
peers 1.23%
ROE (annualized)
9.47%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +37.0% | +5.9% | +31.1 pts |
| Deposit growth (YoY) | +35.7% | +5.7% | +30.0 pts |
| Loan growth (YoY) | +40.9% | +6.9% | +34.0 pts |
| ROA | 1.09% | 1.23% | -0.1 pts |
| ROE | 9.5% | 11.2% | -1.8 pts |
ROA ranks in the 35th percentile of its peer group · Q2 2026
Profile
- Established
- 1866
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- HUNTINGTON BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 17 S High St, Columbus, OH, 43215
- County
- Franklin
- Metro area
- Columbus, OH
- Offices
- 1,625
- FDIC cert #
- 6560
- RSSD ID
- 12311
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $283.07B | $227.12B | $187.94B | $33.28B | $1.43B | 1.09% | 3.50% | 0.72% |
| Q1 2026 | $284.14B | $227.51B | $186.53B | $33.14B | $629.8M | 0.99% | 3.48% | 0.63% |
| Q4 2025 | $224.05B | $180.60B | $148.40B | $24.29B | $2.52B | 1.20% | 3.31% | 0.55% |
| Q3 2025 | $209.54B | $169.74B | $136.28B | $21.68B | $1.89B | 1.22% | 3.29% | 0.50% |
| Q2 2025 | $206.65B | $167.40B | $133.38B | $20.79B | $1.20B | 1.16% | 3.27% | 0.53% |
| Q1 2025 | $208.16B | $169.56B | $130.70B | $20.62B | $600.5M | 1.17% | 3.23% | 0.49% |
| Q4 2024 | $203.43B | $166.96B | $128.36B | $19.70B | $2.12B | 1.08% | 3.14% | 0.52% |
| Q3 2024 | $199.22B | $162.82B | $124.71B | $18.38B | $1.55B | 1.07% | 3.12% | 0.51% |
Loan mix (Q2 2026): real estate $85.85B · commercial $54.38B · consumer $24.27B · securities $49.63B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.09% | 1.23% | 35th | |
Return on equity Annualized net income ÷ equity or net worth | 9.5% | 11.3% | 32th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.50% | 3.55% | 47th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.9% | 54.9% | 72th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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