Morgan Stanley Private Bank, National Association
Total assets
$250.43B
▲ +6.5% YoY
Deposits
$211.67B
▼ -0.4% YoY
Loans
$186.88B
▲ +19.9% YoY
Offices
1
MORGAN STANLEY
ROA (annualized)
1.14%
peers 1.23%
ROE (annualized)
16.07%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.5% | +5.9% | +0.7 pts |
| Deposit growth (YoY) | -0.4% | +5.7% | -6.1 pts |
| Loan growth (YoY) | +19.9% | +6.9% | +13.0 pts |
| ROA | 1.14% | 1.23% | -0.1 pts |
| ROE | 16.1% | 11.2% | +4.8 pts |
ROA ranks in the 39th percentile of its peer group · Q2 2026
Profile
- Established
- 1996
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- MORGAN STANLEY
- Specialization
- All Other Over 1 Billion
- Address
- 2000 Westchester Ave, Purchase, NY, 10577
- County
- Westchester
- Metro area
- New York-Newark-Jersey City, NY-NJ-PA
- Offices
- 1
- FDIC cert #
- 34221
- RSSD ID
- 2489805
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $250.43B | $211.67B | $186.88B | $16.95B | $1.42B | 1.14% | 1.81% | 0.17% |
| Q1 2026 | $241.39B | $205.80B | $177.96B | $18.43B | $741.0M | 1.19% | 1.84% | 0.17% |
| Q4 2025 | $254.71B | $222.60B | $174.03B | $17.72B | $2.58B | 1.10% | 1.73% | 0.19% |
| Q3 2025 | $240.20B | $213.79B | $160.85B | $18.03B | $1.84B | 1.07% | 1.70% | 0.20% |
| Q2 2025 | $235.03B | $212.45B | $155.83B | $17.31B | $1.18B | 1.04% | 1.71% | 0.21% |
| Q1 2025 | $223.78B | $203.57B | $149.62B | $17.75B | $568.0M | 1.02% | 1.72% | 0.21% |
| Q4 2024 | $221.31B | $199.21B | $146.45B | $17.08B | $2.06B | 0.98% | 1.66% | 0.22% |
| Q3 2024 | $210.22B | $190.35B | $142.48B | $17.60B | $1.54B | 0.99% | 1.65% | 0.19% |
Loan mix (Q2 2026): real estate $82.56B · commercial $0 · consumer $496.0M · securities $39.79B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.14% | 1.23% | 39th | |
Return on equity Annualized net income ÷ equity or net worth | 16.1% | 11.3% | 81th | |
Net interest margin Interest income − interest expense, ÷ assets | 1.81% | 3.55% | 8th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 24.8% | 54.9% | 6th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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