Deposit markets

Who holds the deposits in every county, metro and state — June 2026 branch data from the FDIC Summary of Deposits and NCUA branch filings.

Credit unions vs. banks: where share is moving →

Branch deposits

$21.17T

Credit-union share (est.)

10.1%

Branches

98,575

States

Most concentrated

Delaware

Data year

2026

By state ranked by deposits · leader = largest deposit holder

State	Deposits	Institutions	Branches	CU share (est.)	Top share	Leader	Concentration
New York	$2.88T	485	5,072	3.9%	33.7%	JPMorgan Chase Bank, National Association	Unconcentrated (1,433)
California	$2.14T	444	7,064	12.8%	21.1%	Bank of America, National Association	Unconcentrated (917)
Texas	$1.74T	919	8,076	8.9%	17.7%	JPMorgan Chase Bank, National Association	Unconcentrated (703)
Utah	$1.28T	179	1,060	4.2%	21.0%	Morgan Stanley Bank, National Association	Unconcentrated (1,148)
South Dakota	$1.16T	118	543	0.4%	55.0%	Citibank, National Association	Highly concentrated (4,633)
Florida	$1.01T	341	5,461	13.2%	16.9%	Bank of America, National Association	Unconcentrated (567)
Illinois	$800.90B	606	4,240	8.1%	16.1%	JPMorgan Chase Bank, National Association	Unconcentrated (584)
North Carolina	$784.83B	179	2,713	11.4%	38.8%	Bank of America, National Association	Moderately concentrated (1,978)
Massachusetts	$688.92B	253	2,341	6.3%	35.1%	State Street Bank and Trust Company	Moderately concentrated (1,593)
Pennsylvania	$640.55B	448	4,313	11.6%	21.9%	PNC Bank, National Association	Unconcentrated (660)
Ohio	$623.54B	403	3,756	7.1%	16.6%	U.S. Bank National Association	Unconcentrated (904)
Delaware	$559.09B	54	309	0.5%	69.3%	Capital One, National Association	Highly concentrated (4,989)
New Jersey	$468.49B	247	2,545	3.9%	15.7%	Bank of America, National Association	Unconcentrated (713)
Georgia	$417.24B	288	2,555	12.3%	16.5%	Truist Bank	Unconcentrated (700)
Virginia	$397.75B	253	2,427	19.8%	13.7%	Capital One, National Association	Unconcentrated (710)
Michigan	$395.28B	312	3,162	23.4%	16.3%	JPMorgan Chase Bank, National Association	Unconcentrated (692)
Minnesota	$355.95B	376	2,019	10.2%	29.9%	U.S. Bank National Association	Unconcentrated (1,242)
Washington	$302.04B	165	1,998	30.7%	13.7%	Bank of America, National Association	Unconcentrated (563)
Missouri	$300.32B	366	2,445	6.8%	12.1%	UMB Bank, National Association	Unconcentrated (407)
Tennessee	$292.68B	315	2,481	14.0%	11.7%	First Horizon Bank	Unconcentrated (469)
Arizona	$274.48B	116	1,299	15.6%	19.1%	Western Alliance Bank	Unconcentrated (1,118)
Wisconsin	$270.53B	338	2,355	23.6%	12.5%	U.S. Bank National Association	Unconcentrated (411)
Indiana	$259.81B	290	2,397	15.4%	10.4%	JPMorgan Chase Bank, National Association	Unconcentrated (340)
Maryland	$246.16B	154	1,449	17.3%	18.3%	Bank of America, National Association	Unconcentrated (717)
Colorado	$233.49B	199	1,754	20.6%	14.7%	Wells Fargo Bank, National Association	Unconcentrated (558)
Connecticut	$198.03B	129	1,169	8.3%	21.6%	Webster Bank, National Association	Unconcentrated (1,107)
Alabama	$178.62B	252	1,945	19.2%	17.2%	Regions Bank	Unconcentrated (480)
Oklahoma	$168.63B	254	1,553	11.4%	12.0%	BOKF, National Association	Unconcentrated (393)
South Carolina	$159.32B	139	1,535	16.2%	12.5%	Bank of America, National Association	Unconcentrated (560)
Iowa	$158.85B	342	1,729	17.1%	5.8%	Principal Bank	Unconcentrated (179)
Louisiana	$155.92B	265	1,768	11.8%	14.9%	JPMorgan Chase Bank, National Association	Unconcentrated (560)
Oregon	$146.88B	94	1,098	28.0%	15.1%	U.S. Bank National Association	Unconcentrated (721)
Kentucky	$142.71B	216	1,692	12.9%	8.1%	PNC Bank, National Association	Unconcentrated (287)
Nevada	$133.18B	72	529	12.5%	17.4%	Bank of America, National Association	Unconcentrated (934)
Kansas	$118.49B	315	1,582	11.5%	6.1%	Bank of America, National Association	Unconcentrated (183)
Arkansas	$114.78B	169	1,449	5.7%	12.5%	Arvest Bank	Unconcentrated (456)
Nebraska	$104.73B	224	1,190	9.2%	16.7%	First National Bank of Omaha	Unconcentrated (472)
Mississippi	$91.84B	153	1,256	9.6%	11.7%	Trustmark Bank	Unconcentrated (564)
Puerto Rico	$91.57B	14	297	6.6%	62.0%	Banco Popular de Puerto Rico	Highly concentrated (4,218)
Hawaii	$75.63B	63	393	24.5%	25.9%	Bank of Hawaii	Unconcentrated (1,476)
District of Columbia	$71.97B	84	266	22.4%	20.6%	Bank of America, National Association	Unconcentrated (939)
Idaho	$67.49B	71	655	38.1%	16.5%	Idaho Central Credit Union	Unconcentrated (630)
New Mexico	$64.75B	102	594	28.3%	14.4%	Wells Fargo Bank, National Association	Unconcentrated (472)
New Hampshire	$61.50B	65	494	20.4%	17.4%	TD Bank, National Association	Unconcentrated (728)
Maine	$58.34B	80	655	21.5%	9.2%	Bangor Savings Bank	Unconcentrated (420)
Rhode Island	$54.83B	33	328	17.5%	29.5%	Citizens Bank, National Association	Unconcentrated (1,444)
West Virginia	$52.88B	150	726	9.0%	13.2%	United Bank	Unconcentrated (546)
North Dakota	$48.17B	105	533	11.0%	9.0%	First International Bank & Trust	Unconcentrated (371)
Montana	$46.87B	94	522	17.0%	17.8%	Glacier Bank	Unconcentrated (822)
Wyoming	$26.20B	67	277	15.8%	10.6%	First Interstate Bank	Unconcentrated (393)
Vermont	$25.10B	38	297	24.5%	15.3%	TD Bank, National Association	Unconcentrated (755)
Alaska	$24.66B	18	209	32.9%	28.8%	Wells Fargo Bank, National Association	Moderately concentrated (1,557)