TD Bank, National Association
Total assets
$342.80B
▼ -3.8% YoY
Deposits
$277.67B
▼ -5.3% YoY
Loans
$162.61B
▼ -3.7% YoY
Offices
1,051
TORONTO-DOMINION BANK THE
ROA (annualized)
0.83%
peers 1.23%
ROE (annualized)
5.87%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -3.8% | +5.9% | -9.7 pts |
| Deposit growth (YoY) | -5.3% | +5.7% | -11.0 pts |
| Loan growth (YoY) | -3.7% | +6.9% | -10.6 pts |
| ROA | 0.83% | 1.23% | -0.4 pts |
| ROE | 5.9% | 11.2% | -5.4 pts |
ROA ranks in the 13th percentile of its peer group · Q2 2026
Profile
- Established
- 1852
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- TORONTO-DOMINION BANK THE
- Specialization
- All Other Over 1 Billion
- Address
- 2035 Limestone Rd, Wilmington, DE, 19808
- County
- New Castle
- Metro area
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Offices
- 1,051
- FDIC cert #
- 18409
- RSSD ID
- 497404
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $342.80B | $277.67B | $162.61B | $45.69B | $1.42B | 0.83% | 3.24% | 0.54% |
| Q1 2026 | $345.61B | $282.55B | $163.08B | $50.03B | $628.4M | 0.73% | 3.21% | 0.57% |
| Q4 2025 | $346.19B | $283.54B | $163.68B | $49.73B | $1.93B | 0.54% | 3.02% | 0.61% |
| Q3 2025 | $350.85B | $287.10B | $164.87B | $49.23B | $1.47B | 0.54% | 2.95% | 0.54% |
| Q2 2025 | $356.45B | $293.31B | $168.83B | $48.64B | $940.4M | 0.52% | 2.92% | 0.53% |
| Q1 2025 | $366.51B | $295.36B | $169.78B | $48.16B | $386.2M | 0.42% | 2.84% | 0.50% |
| Q4 2024 | $372.78B | $297.22B | $179.44B | $46.60B | $-1.36B | -0.36% | 2.69% | 0.48% |
| Q3 2024 | $399.88B | $294.57B | $182.42B | $47.12B | $-935.7M | -0.33% | 2.67% | 0.37% |
Loan mix (Q2 2026): real estate $73.68B · commercial $23.43B · consumer $36.27B · securities $130.42B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.83% | 1.23% | 13th | |
Return on equity Annualized net income ÷ equity or net worth | 5.9% | 11.3% | 6th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.24% | 3.55% | 36th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.6% | 54.9% | 87th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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