State Street Bank and Trust Company
Total assets
$412.62B
▲ +11.0% YoY
Deposits
$326.25B
▲ +12.9% YoY
Loans
$52.21B
▲ +10.3% YoY
Offices
3
STATE STREET CORP
ROA (annualized)
0.97%
ROE (annualized)
12.96%
Peer comparison
No peer data.
Profile
- Established
- 1792
- Charter
- State
- Primary regulator
- FED
- Holding company
- STATE STREET CORP
- Specialization
- All Other Over 1 Billion
- Address
- One Congress Street, Boston, MA, 02114
- County
- Suffolk
- Metro area
- Boston-Cambridge-Newton, MA-NH
- Offices
- 3
- FDIC cert #
- 14
- RSSD ID
- 35301
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $412.62B | $326.25B | $52.21B | $29.17B | $1.88B | 0.97% | 1.24% | 0.07% |
| Q1 2026 | $386.55B | $299.56B | $49.20B | $28.71B | $760.0M | 0.81% | 1.24% | 0.06% |
| Q4 2025 | $360.68B | $280.58B | $46.77B | $28.92B | $3.02B | 0.83% | 1.11% | 0.07% |
| Q3 2025 | $366.08B | $286.03B | $46.64B | $28.90B | $2.28B | 0.84% | 1.08% | 0.06% |
| Q2 2025 | $371.78B | $289.08B | $47.31B | $29.14B | $1.43B | 0.79% | 1.07% | 0.05% |
| Q1 2025 | $368.22B | $277.92B | $44.68B | $28.02B | $732.0M | 0.82% | 1.04% | 0.06% |
| Q4 2024 | $348.99B | $266.94B | $43.20B | $27.50B | $2.77B | 0.85% | 1.18% | 0.05% |
| Q3 2024 | $334.34B | $254.43B | $41.97B | $27.32B | $1.97B | 0.82% | 1.19% | 0.06% |
Loan mix (Q2 2026): real estate $2.29B · commercial $1.32B · consumer $0 · securities $107.25B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.97% | 1.23% | 21th | |
Return on equity Annualized net income ÷ equity or net worth | 13.0% | 11.3% | 66th | |
Net interest margin Interest income − interest expense, ÷ assets | 1.24% | 3.55% | 4th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.1% | 54.9% | 86th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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