CharterBench

U.S. Bank National Association

BankOCCCincinnati, OH·Est. 1863·www.usbank.com·FDIC #6548
Total assets
$705.55B
+5.1% YoY
Deposits
$541.89B
+2.3% YoY
Loans
$405.69B
+8.2% YoY
Offices
2,098
U S BCORP
ROA (annualized)
1.23%
peers 1.23%
ROE (annualized)
12.38%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricThis bankPeer medianΔ
Asset growth (YoY)+5.1%+5.9%-0.8 pts
Deposit growth (YoY)+2.3%+5.7%-3.4 pts
Loan growth (YoY)+8.2%+6.9%+1.2 pts
ROA1.23%1.23%-0.0 pts
ROE12.4%11.2%+1.2 pts

ROA ranks in the 48th percentile of its peer group · Q2 2026

Profile

Established
1863
Charter
OCC
Primary regulator
OCC
Holding company
U S BCORP
Specialization
All Other Over 1 Billion
Address
425 Walnut St, Cincinnati, OH, 45202
County
Hamilton
Metro area
Cincinnati, OH-KY-IN
Offices
2,098
FDIC cert #
6548
RSSD ID
504713
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$705.55B$541.89B$405.69B$68.83B$4.23B1.23%2.87%0.85%
Q1 2026$683.38B$539.84B$395.08B$67.97B$1.99B1.17%2.87%0.98%
Q4 2025$676.13B$533.48B$386.27B$67.96B$7.89B1.18%2.86%0.87%
Q3 2025$679.29B$537.70B$377.45B$66.80B$5.74B1.15%2.84%0.72%
Q2 2025$671.44B$529.92B$374.99B$65.38B$3.70B1.11%2.83%0.72%
Q1 2025$659.19B$523.10B$375.98B$64.50B$1.75B1.06%2.85%0.76%
Q4 2024$662.91B$528.52B$374.82B$63.54B$6.46B0.97%2.81%0.75%
Q3 2024$670.01B$529.67B$369.82B$64.28B$4.70B0.94%2.79%0.68%

Loan mix (Q2 2026): real estate $185.58B · commercial $91.89B · consumer $52.04B · securities $162.53B

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