First Horizon Bank
Total assets
$84.12B
▲ +2.9% YoY
Deposits
$68.79B
▲ +3.7% YoY
Loans
$65.13B
▲ +3.6% YoY
Offices
416
FIRST HORIZON CORP
ROA (annualized)
1.40%
peers 1.23%
ROE (annualized)
12.53%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | First Horizon Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.9% | +5.9% | -3.0 pts |
| Deposit growth (YoY) | +3.7% | +5.7% | -2.0 pts |
| Loan growth (YoY) | +3.6% | +6.9% | -3.3 pts |
| ROA | 1.40% | 1.23% | +0.2 pts |
| ROE | 12.5% | 11.2% | +1.3 pts |
ROA ranks in the 65th percentile of its peer group · Q2 2026
Profile
- Established
- 1864
- Charter
- State
- Primary regulator
- FED
- Holding company
- FIRST HORIZON CORP
- Specialization
- Commercial Lending Specialization
- Address
- 165 Madison Ave, Memphis, TN, 38103
- County
- Shelby
- Metro area
- Memphis, TN-MS-AR
- Offices
- 416
- FDIC cert #
- 4977
- RSSD ID
- 485559
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $84.12B | $68.79B | $65.13B | $9.41B | $585.0M | 1.40% | 3.55% | 0.65% |
| Q1 2026 | $83.82B | $67.20B | $64.22B | $9.40B | $292.7M | 1.40% | 3.53% | 0.74% |
| Q4 2025 | $83.57B | $68.10B | $63.83B | $9.19B | $1.11B | 1.35% | 3.54% | 0.75% |
| Q3 2025 | $82.89B | $66.11B | $62.79B | $9.32B | $814.0M | 1.32% | 3.52% | 0.76% |
| Q2 2025 | $81.78B | $66.33B | $62.86B | $9.17B | $520.5M | 1.28% | 3.47% | 0.75% |
| Q1 2025 | $81.20B | $65.21B | $61.91B | $9.06B | $250.0M | 1.23% | 3.44% | 0.77% |
| Q4 2024 | $81.87B | $66.43B | $62.31B | $8.78B | $890.7M | 1.09% | 3.41% | 0.78% |
| Q3 2024 | $82.36B | $67.40B | $62.12B | $9.03B | $697.2M | 1.14% | 3.41% | 0.74% |
Loan mix (Q2 2026): real estate $36.75B · commercial $16.44B · consumer $359.6M · securities $9.07B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | First Horizon Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.40% | 1.23% | 65th | |
Return on equity Annualized net income ÷ equity or net worth | 12.5% | 11.3% | 61th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.55% | 3.55% | 51th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.1% | 54.9% | 51th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | First Horizon Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | First Horizon Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | First Horizon Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | First Horizon Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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