Pinnacle Bank
Total assets
$128.79B
▲ +135.5% YoY
Deposits
$102.25B
▲ +125.9% YoY
Loans
$87.77B
▲ +137.9% YoY
Offices
429
PINNACLE FINL PARTNERS INC
ROA (annualized)
1.08%
peers 1.23%
ROE (annualized)
9.24%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Pinnacle Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +135.5% | +5.9% | +129.6 pts |
| Deposit growth (YoY) | +125.9% | +5.7% | +120.3 pts |
| Loan growth (YoY) | +137.9% | +6.9% | +130.9 pts |
| ROA | 1.08% | 1.23% | -0.1 pts |
| ROE | 9.2% | 11.2% | -2.0 pts |
ROA ranks in the 34th percentile of its peer group · Q2 2026
Profile
- Established
- 2000
- Charter
- State
- Primary regulator
- FED
- Holding company
- PINNACLE FINL PARTNERS INC
- Specialization
- Commercial Lending Specialization
- Address
- 21 Platform Way S, Nashville, TN, 37203
- County
- Davidson
- Metro area
- Nashville-Davidson-Murfreesboro-Franklin, TN
- Offices
- 429
- FDIC cert #
- 35583
- RSSD ID
- 2925666
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $128.79B | $102.25B | $87.77B | $14.81B | $557.6M | 1.08% | 4.17% | 0.35% |
| Q1 2026 | $122.63B | $101.06B | $84.51B | $14.49B | $230.9M | 1.02% | 4.71% | 0.41% |
| Q4 2025 | $57.64B | $47.88B | $38.81B | $6.93B | $689.2M | 1.25% | 3.21% | 0.25% |
| Q3 2025 | $55.87B | $45.99B | $37.67B | $6.94B | $502.6M | 1.23% | 3.20% | 0.28% |
| Q2 2025 | $54.69B | $45.25B | $36.89B | $6.73B | $319.2M | 1.19% | 3.16% | 0.30% |
| Q1 2025 | $54.17B | $44.74B | $35.87B | $6.64B | $150.6M | 1.13% | 3.12% | 0.33% |
| Q4 2024 | $52.49B | $43.09B | $35.27B | $6.52B | $516.5M | 1.04% | 3.13% | 0.29% |
| Q3 2024 | $50.56B | $41.16B | $34.10B | $6.44B | $354.8M | 0.96% | 3.11% | 0.24% |
Loan mix (Q2 2026): real estate $49.67B · commercial $24.46B · consumer $2.49B · securities $20.63B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Pinnacle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.08% | 1.23% | 34th | |
Return on equity Annualized net income ÷ equity or net worth | 9.2% | 11.3% | 29th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.17% | 3.55% | 83th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.2% | 54.9% | 70th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Pinnacle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Pinnacle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Pinnacle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Pinnacle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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