UBS Bank USA, National Association
BankOCCSalt Lake City, UT·Est. 2003·www.ubs.com/cefs/en/ubs-bank-usa/ubs-bank-usa.html·FDIC #57565Compare ⇄
Total assets
$124.44B
▲ +8.9% YoY
Deposits
$109.33B
▲ +11.1% YoY
Loans
$92.94B
▲ +6.9% YoY
Offices
1
UBS GROUP AG
ROA (annualized)
1.09%
peers 1.23%
ROE (annualized)
14.19%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +8.9% | +5.9% | +3.0 pts |
| Deposit growth (YoY) | +11.1% | +5.7% | +5.4 pts |
| Loan growth (YoY) | +6.9% | +6.9% | -0.0 pts |
| ROA | 1.09% | 1.23% | -0.1 pts |
| ROE | 14.2% | 11.2% | +3.0 pts |
ROA ranks in the 36th percentile of its peer group · Q2 2026
Profile
- Established
- 2003
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- UBS GROUP AG
- Specialization
- All Other Over 1 Billion
- Address
- 95 S State St, Salt Lake City, UT, 84111
- County
- Salt Lake
- Metro area
- Salt Lake City, UT
- Offices
- 1
- FDIC cert #
- 57565
- RSSD ID
- 3212149
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $124.44B | $109.33B | $92.94B | $9.40B | $666.3M | 1.09% | 1.96% | 0.09% |
| Q1 2026 | $122.26B | $108.16B | $89.88B | $9.04B | $315.4M | 1.04% | 1.96% | 0.09% |
| Q4 2025 | $119.32B | $104.63B | $88.57B | $9.74B | $1.32B | 1.13% | 1.98% | 0.09% |
| Q3 2025 | $115.28B | $99.61B | $87.48B | $9.37B | $999.7M | 1.15% | 1.97% | 0.17% |
| Q2 2025 | $114.29B | $98.44B | $86.92B | $9.65B | $665.9M | 1.14% | 1.95% | 0.07% |
| Q1 2025 | $116.34B | $97.88B | $85.39B | $9.92B | $327.9M | 1.11% | 1.93% | 0.06% |
| Q4 2024 | $119.11B | $99.53B | $84.64B | $9.54B | $1.39B | 1.23% | 2.01% | 0.07% |
| Q3 2024 | $110.81B | $89.73B | $83.20B | $9.19B | $1.03B | 1.23% | 2.02% | 0.08% |
Loan mix (Q2 2026): real estate $34.31B · commercial $810.5M · consumer $1.38B · securities $10.16B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.09% | 1.23% | 36th | |
Return on equity Annualized net income ÷ equity or net worth | 14.2% | 11.3% | 72th | |
Net interest margin Interest income − interest expense, ÷ assets | 1.96% | 3.55% | 10th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 26.3% | 54.9% | 8th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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