| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Morgan Stanley Bank, National Association | Bank | 1 | $268.75B | 22.48% |
| 2 | Goldman Sachs Bank USA | Bank | 2 | $194.09B | 16.23% |
| 3 | American Express National Bank | Bank | 1 | $171.55B | 14.35% |
| 4 | Ally Bank | Bank | 1 | $156.61B | 13.10% |
| 5 | UBS Bank USA, National Association | Bank | 1 | $109.33B | 9.14% |
| 6 | Synchrony Bank | Bank | 1 | $85.97B | 7.19% |
| 7 | SoFi Bank, National Association | Bank | 1 | $46.61B | 3.90% |
| 8 | JPMorgan Chase Bank, National Association | Bank | 21 | $23.69B | 1.98% |
| 9 | Sallie Mae Bank | Bank | 1 | $20.33B | 1.70% |
| 10 | Optum Bank, Inc. | Bank | 1 | $16.52B | 1.38% |
| 134 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.20T | 144 | 447 | Morgan Stanley Bank, National Association | 22.5% | 1,310 |
| 2025 | $1.04T | 99 | 397 | Morgan Stanley Bank, National Association | 18.6% | 1,249 |
| 2024 | $960.05B | 102 | 403 | Morgan Stanley Bank, National Association | 17.9% | 1,243 |
| 2023 | $919.94B | 95 | 398 | Morgan Stanley Bank, National Association | 19.1% | 1,250 |
| 2022 | $824.63B | 92 | 398 | Morgan Stanley Bank, National Association | 20.6% | 1,257 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.