Ally Bank
Total assets
$188.18B
▲ +5.7% YoY
Deposits
$156.61B
▲ +3.5% YoY
Loans
$140.31B
▲ +8.1% YoY
Offices
1
ALLY FINANCIAL INC
ROA (annualized)
1.20%
peers 1.23%
ROE (annualized)
14.53%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Ally Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.7% | +5.9% | -0.2 pts |
| Deposit growth (YoY) | +3.5% | +5.7% | -2.2 pts |
| Loan growth (YoY) | +8.1% | +6.9% | +1.2 pts |
| ROA | 1.20% | 1.23% | -0.0 pts |
| ROE | 14.5% | 11.2% | +3.3 pts |
ROA ranks in the 45th percentile of its peer group · Q2 2026
Profile
- Established
- 2004
- Charter
- State
- Primary regulator
- FED
- Holding company
- ALLY FINANCIAL INC
- Specialization
- Consumer Lending Specialization
- Address
- 200 W Civic Center Dr, Sandy, UT, 84070
- County
- Salt Lake
- Metro area
- Salt Lake City, UT
- Offices
- 1
- FDIC cert #
- 57803
- RSSD ID
- 3284070
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $188.18B | $156.61B | $140.31B | $15.54B | $1.12B | 1.20% | 4.14% | 0.66% |
| Q1 2026 | $185.66B | $156.22B | $136.49B | $15.38B | $513.0M | 1.11% | 4.05% | 0.71% |
| Q4 2025 | $184.65B | $155.04B | $134.31B | $15.28B | $1.65B | 0.91% | 4.03% | 0.75% |
| Q3 2025 | $180.09B | $152.63B | $131.08B | $15.06B | $1.12B | 0.83% | 4.00% | 0.76% |
| Q2 2025 | $178.05B | $151.30B | $129.78B | $14.72B | $563.0M | 0.62% | 3.94% | 0.77% |
| Q1 2025 | $182.32B | $155.29B | $132.31B | $14.41B | $15.0M | 0.03% | 3.93% | 0.83% |
| Q4 2024 | $181.41B | $156.64B | $132.25B | $13.78B | $1.45B | 0.79% | 3.82% | 0.83% |
| Q3 2024 | $182.18B | $155.69B | $133.88B | $14.67B | $1.39B | 1.01% | 3.78% | 0.82% |
Loan mix (Q2 2026): real estate $23.03B · commercial $34.85B · consumer $79.85B · securities $22.98B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Ally Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.20% | 1.23% | 45th | |
Return on equity Annualized net income ÷ equity or net worth | 14.5% | 11.3% | 74th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.14% | 3.55% | 82th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.0% | 54.9% | 28th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Ally Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Ally Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Ally Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Ally Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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