The Northern Trust Company
Total assets
$178.57B
▲ +4.2% YoY
Deposits
$148.11B
▲ +6.3% YoY
Loans
$43.66B
▲ +1.2% YoY
Offices
67
NORTHERN TRUST CORP
ROA (annualized)
1.47%
peers 1.23%
ROE (annualized)
22.34%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.2% | +5.9% | -1.6 pts |
| Deposit growth (YoY) | +6.3% | +5.7% | +0.6 pts |
| Loan growth (YoY) | +1.2% | +6.9% | -5.7 pts |
| ROA | 1.47% | 1.23% | +0.2 pts |
| ROE | 22.3% | 11.2% | +11.1 pts |
ROA ranks in the 72nd percentile of its peer group · Q2 2026
Profile
- Established
- 1889
- Charter
- State
- Primary regulator
- FED
- Holding company
- NORTHERN TRUST CORP
- Specialization
- International Specialization
- Address
- 50 S La Salle St, Chicago, IL, 60603
- County
- Cook
- Metro area
- Chicago-Naperville-Elgin, IL-IN-WI
- Offices
- 67
- FDIC cert #
- 913
- RSSD ID
- 210434
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $178.57B | $148.11B | $43.66B | $11.94B | $1.30B | 1.47% | 1.67% | 0.06% |
| Q1 2026 | $173.84B | $142.29B | $42.34B | $11.55B | $509.6M | 1.16% | 1.67% | 0.06% |
| Q4 2025 | $176.40B | $145.22B | $41.78B | $11.41B | $1.70B | 1.02% | 1.56% | 0.06% |
| Q3 2025 | $169.57B | $137.91B | $42.79B | $11.26B | $1.24B | 1.00% | 1.55% | 0.05% |
| Q2 2025 | $171.31B | $139.33B | $43.14B | $11.10B | $794.1M | 0.97% | 1.57% | 0.08% |
| Q1 2025 | $164.50B | $133.48B | $40.67B | $10.99B | $367.4M | 0.92% | 1.50% | 0.10% |
| Q4 2024 | $154.95B | $124.95B | $43.22B | $10.80B | $2.00B | 1.29% | 1.56% | 0.09% |
| Q3 2024 | $155.22B | $123.12B | $41.77B | $11.39B | $1.55B | 1.34% | 1.55% | 0.08% |
Loan mix (Q2 2026): real estate $12.37B · commercial $3.98B · consumer $419.1M · securities $61.23B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.47% | 1.23% | 72th | |
Return on equity Annualized net income ÷ equity or net worth | 22.3% | 11.3% | 94th | |
Net interest margin Interest income − interest expense, ÷ assets | 1.67% | 3.55% | 6th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 70.3% | 54.9% | 92th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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