| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Morgan Stanley Bank, National Association | Bank | 1 | $192.90B | 18.55% |
| 2 | American Express National Bank | Bank | 1 | $168.45B | 16.19% |
| 3 | Goldman Sachs Bank USA | Bank | 2 | $164.11B | 15.78% |
| 4 | Ally Bank | Bank | 1 | $151.30B | 14.55% |
| 5 | UBS Bank USA, National Association | Bank | 1 | $98.44B | 9.46% |
| 6 | Synchrony Bank | Bank | 1 | $84.80B | 8.15% |
| 7 | SoFi Bank, National Association | Bank | 1 | $29.56B | 2.84% |
| 8 | JPMorgan Chase Bank, National Association | Bank | 21 | $20.83B | 2.00% |
| 9 | Sallie Mae Bank | Bank | 1 | $20.81B | 2.00% |
| 10 | Optum Bank, Inc. | Bank | 1 | $15.09B | 1.45% |
| 89 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.04T | 99 | 408 | Morgan Stanley Bank, National Association | 18.6% | 1,247 |
| 2024 | $961.11B | 102 | 414 | Morgan Stanley Bank, National Association | 17.9% | 1,240 |
| 2023 | $920.69B | 95 | 409 | Morgan Stanley Bank, National Association | 19.1% | 1,248 |
| 2022 | $825.13B | 91 | 405 | Morgan Stanley Bank, National Association | 20.6% | 1,256 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.