| # | Lender | HQ state | Approved | Loans | Avg loan | Share |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | FL | $8.7M | 10 | $873K | 20.6% |
| 2 | Live Oak Banking Company | NC | $6.0M | 7 | $850K | 14.0% |
| 3 | Central Pacific Bank | HI | $4.7M | 86 | $54K | 11.0% |
| 4 | Readycap Lending, LLC not in CharterBench | NJ | $4.0M | 17 | $236K | 9.4% |
| 5 | First Bank of the Lake | MO | $3.4M | 2 | $1.7M | 8.0% |
| 6 | The Huntington National Bank | OH | $2.8M | 1 | $2.8M | 6.5% |
| 7 | Northeast Bank | ME | $1.8M | 10 | $178K | 4.2% |
| 8 | Harvest Small Business Finance, LLC not in CharterBench | CA | $1.5M | 1 | $1.5M | 3.5% |
| 9 | Hawaii National Bank | HI | $1.3M | 5 | $263K | 3.1% |
| 10 | BayFirst National Bank | FL | $1.1M | 9 | $121K | 2.6% |
| 11 | Celtic Bank | UT | $1.1M | 6 | $179K | 2.5% |
| 12 | 22nd State Banking Company | AL | $998K | 1 | $998K | 2.4% |
| 13 | Lendistry SBLC, LLC not in CharterBench | CA | $995K | 6 | $166K | 2.3% |
| 14 | Grow America Fund, Incorporated not in CharterBench | NY | $644K | 1 | $644K | 1.5% |
| 15 | First Hawaiian Bank | HI | $630K | 9 | $70K | 1.5% |
| 16 | FWBank | IL | $490K | 1 | $490K | 1.1% |
| 17 | First Financial Bank | AR | $450K | 1 | $450K | 1.1% |
| 18 | Commonwealth Business Bank | CA | $430K | 2 | $215K | 1.0% |
| 19 | GBC International Bank | CA | $350K | 1 | $350K | 0.8% |
| 20 | Bank Five Nine | WI | $300K | 1 | $300K | 0.7% |
| 21 | Grasshopper Bank, N.A. | NY | $260K | 1 | $260K | 0.6% |
| 22 | Sunflower Bank, National Association | TX | $256K | 1 | $256K | 0.6% |
| 23 | Stone Bank | AR | $150K | 1 | $150K | 0.3% |
| 24 | Stearns Bank National Association | MN | $100K | 2 | $50K | 0.2% |
| 25 | Valley Isle Community Federal Credit Union | HI | $60K | 2 | $30K | 0.1% |
Pro shows every lender, plus each one’s seven-year SBA history, industries and pricing.
| Line | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 to date | Trend |
|---|---|---|---|---|---|---|---|---|
| Approved | $12.5M | $25.1M | $18.0M | $45.6M | $46.7M | $42.4M | $13.2M | |
| Loans | 66 | 101 | 103 | 145 | 196 | 185 | 63 | |
| Active lenders | 16 | 17 | 16 | 26 | 26 | 26 | 17 |
4 of the lenders shown are headquartered in Hawaii. See who holds the deposits in Hawaii, or screen the state’s banks and credit unions by ratio.