Sunflower Bank, National Association
Total assets
$15.65B
▲ +85.8% YoY
Deposits
$13.48B
▲ +87.0% YoY
Loans
$11.54B
▲ +77.1% YoY
Offices
103
FIRSTSUN CAPITAL BCORP
ROA (annualized)
0.34%
peers 1.23%
ROE (annualized)
2.63%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +85.8% | +5.9% | +80.0 pts |
| Deposit growth (YoY) | +87.0% | +5.7% | +81.3 pts |
| Loan growth (YoY) | +77.1% | +6.9% | +70.1 pts |
| ROA | 0.34% | 1.23% | -0.9 pts |
| ROE | 2.6% | 11.2% | -8.6 pts |
ROA ranks in the 4th percentile of its peer group · Q2 2026
Profile
- Established
- 1892
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- FIRSTSUN CAPITAL BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 8117 Preston Rd, Dallas, TX, 75225
- County
- Dallas
- Metro area
- Dallas-Fort Worth-Arlington, TX
- Offices
- 103
- FDIC cert #
- 4767
- RSSD ID
- 474759
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $15.65B | $13.48B | $11.54B | $1.93B | $18.3M | 0.34% | 4.59% | 1.33% |
| Q1 2026 | $8.55B | $7.15B | $7.00B | $1.14B | $23.5M | 1.11% | 4.26% | 0.83% |
| Q4 2025 | $8.47B | $7.17B | $6.69B | $1.11B | $107.1M | 1.29% | 4.21% | 0.86% |
| Q3 2025 | $8.48B | $7.21B | $6.68B | $1.09B | $78.7M | 1.26% | 4.17% | 1.00% |
| Q2 2025 | $8.42B | $7.20B | $6.51B | $1.06B | $53.5M | 1.30% | 4.12% | 0.85% |
| Q1 2025 | $8.20B | $6.98B | $6.46B | $1.03B | $25.3M | 1.24% | 4.06% | 1.02% |
| Q4 2024 | $8.09B | $6.78B | $6.35B | $996.8M | $84.8M | 1.06% | 4.13% | 0.93% |
| Q3 2024 | $8.13B | $6.76B | $6.43B | $986.6M | $66.0M | 1.11% | 4.09% | 0.87% |
Loan mix (Q2 2026): real estate $7.03B · commercial $2.89B · consumer $29.6M · securities $1.94B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.34% | 1.23% | 4th | |
Return on equity Annualized net income ÷ equity or net worth | 2.6% | 11.3% | 2th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.59% | 3.55% | 88th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.8% | 54.9% | 95th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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