GBC International Bank
Total assets
$658.5M
▲ +0.5% YoY
Deposits
$504.6M
▼ -1.6% YoY
Loans
$451.8M
▲ +2.5% YoY
Offices
8
GBC HOLDINGS INC
ROA (annualized)
1.08%
peers 1.28%
ROE (annualized)
6.91%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | GBC International Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.5% | +4.9% | -4.4 pts |
| Deposit growth (YoY) | -1.6% | +4.3% | -5.9 pts |
| Loan growth (YoY) | +2.5% | +5.3% | -2.9 pts |
| ROA | 1.08% | 1.28% | -0.2 pts |
| ROE | 6.9% | 12.4% | -5.5 pts |
ROA ranks in the 37th percentile of its peer group · Q2 2026
Profile
- Established
- 1976
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- GBC HOLDINGS INC
- Specialization
- Commercial Lending Specialization
- Address
- 333 S Grand Ave, Los Angeles, CA, 90071
- County
- Los Angeles
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- Offices
- 8
- FDIC cert #
- 22366
- RSSD ID
- 972769
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $658.5M | $504.6M | $451.8M | $106.4M | $3.6M | 1.08% | 3.78% | 0.18% |
| Q1 2026 | $676.6M | $522.8M | $457.8M | $105.2M | $2.0M | 1.16% | 3.84% | 0.14% |
| Q4 2025 | $681.1M | $528.0M | $455.6M | $103.5M | $5.5M | 0.83% | 3.19% | 0.46% |
| Q3 2025 | $670.9M | $524.6M | $450.9M | $101.6M | $3.7M | 0.74% | 3.08% | 0.40% |
| Q2 2025 | $655.4M | $512.8M | $440.9M | $100.0M | $2.0M | 0.61% | 2.96% | 1.06% |
| Q1 2025 | $655.1M | $522.3M | $447.7M | $98.4M | $852K | 0.51% | 2.89% | 1.04% |
| Q4 2024 | $670.7M | $534.6M | $455.2M | $96.8M | $4.2M | 0.64% | 2.95% | 1.07% |
| Q3 2024 | $661.9M | $514.1M | $442.8M | $96.0M | $2.9M | 0.60% | 2.93% | 0.79% |
Loan mix (Q2 2026): real estate $406.0M · commercial $51.9M · consumer $0 · securities $100.0M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | GBC International Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.08% | 1.28% | 37th | |
Return on equity Annualized net income ÷ equity or net worth | 6.9% | 12.4% | 18th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.78% | 3.89% | 43th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.2% | 61.2% | 53th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | GBC International Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | GBC International Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | GBC International Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | GBC International Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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