First Hawaiian Bank
Total assets
$23.65B
▼ -0.8% YoY
Deposits
$20.17B
▼ -0.4% YoY
Loans
$14.41B
▲ +1.6% YoY
Offices
49
FIRST HAWAIIAN INC
ROA (annualized)
1.25%
peers 1.23%
ROE (annualized)
10.74%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | First Hawaiian Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.8% | +5.9% | -6.7 pts |
| Deposit growth (YoY) | -0.4% | +5.7% | -6.1 pts |
| Loan growth (YoY) | +1.6% | +6.9% | -5.4 pts |
| ROA | 1.25% | 1.23% | +0.0 pts |
| ROE | 10.7% | 11.2% | -0.5 pts |
ROA ranks in the 52nd percentile of its peer group · Q2 2026
Profile
- Established
- 1858
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- FIRST HAWAIIAN INC
- Specialization
- Commercial Lending Specialization
- Address
- 999 Bishop St, Honolulu, HI, 96813
- County
- Honolulu
- Metro area
- Urban Honolulu, HI
- Offices
- 49
- FDIC cert #
- 17985
- RSSD ID
- 980661
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $23.65B | $20.17B | $14.41B | $2.82B | $149.3M | 1.25% | 3.22% | 0.18% |
| Q1 2026 | $24.27B | $20.79B | $14.27B | $2.76B | $69.7M | 1.16% | 3.17% | 0.18% |
| Q4 2025 | $23.96B | $20.53B | $14.15B | $2.76B | $284.1M | 1.19% | 3.17% | 0.18% |
| Q3 2025 | $24.10B | $20.75B | $13.96B | $2.72B | $212.3M | 1.19% | 3.15% | 0.15% |
| Q2 2025 | $23.84B | $20.25B | $14.18B | $2.68B | $136.6M | 1.15% | 3.11% | 0.14% |
| Q1 2025 | $23.75B | $20.23B | $14.13B | $2.64B | $61.6M | 1.04% | 3.08% | 0.10% |
| Q4 2024 | $23.83B | $20.34B | $14.25B | $2.60B | $237.7M | 0.98% | 2.93% | 0.11% |
| Q3 2024 | $23.78B | $20.24B | $14.08B | $2.63B | $183.4M | 1.01% | 2.90% | 0.09% |
Loan mix (Q2 2026): real estate $10.74B · commercial $1.98B · consumer $934.5M · securities $5.51B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | First Hawaiian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.25% | 1.23% | 52th | |
Return on equity Annualized net income ÷ equity or net worth | 10.7% | 11.3% | 47th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.22% | 3.55% | 35th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.2% | 54.9% | 53th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | First Hawaiian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | First Hawaiian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | First Hawaiian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | First Hawaiian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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