| Metric | Grasshopper Bank, N.A. | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +20.1% | +5.5% | +14.7 pts |
| Deposit growth (YoY) | +20.4% | +5.1% | +15.4 pts |
| Loan growth (YoY) | +25.1% | +5.9% | +19.2 pts |
| ROA | 1.04% | 1.26% | -0.2 pts |
| ROE | 11.5% | 12.2% | -0.7 pts |
ROA ranks in the 33rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.60B | $1.44B | $1.19B | $145.7M | $8.2M | 1.04% | 3.69% | 0.37% |
| Q1 2026 | $1.53B | $1.37B | $1.17B | $142.3M | $5.4M | 1.40% | 3.58% | 0.39% |
| Q4 2025 | $1.58B | $1.42B | $1.10B | $139.1M | $33.3M | 2.71% | 3.38% | 0.39% |
| Q3 2025 | $1.41B | $1.27B | $1.04B | $114.7M | $7.5M | 0.88% | 3.30% | 1.20% |
| Q2 2025 | $1.34B | $1.19B | $952.9M | $103.7M | $3.4M | 0.66% | 3.24% | 1.21% |
| Q1 2025 | $939.0M | $840.4M | $700.1M | $89.3M | $220K | 0.10% | 3.00% | 1.00% |
| Q4 2024 | $867.5M | $801.9M | $637.9M | $57.7M | $147K | 0.02% | 2.78% | 0.68% |
| Q3 2024 | $870.6M | $802.6M | $628.9M | $59.6M | $469K | 0.08% | 2.65% | 0.30% |
Loan mix (Q2 2026): real estate $664.8M · commercial $282.0M · consumer $255.7M · securities $238.1M
| Ratio | Grasshopper Bank, N.A. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.04% | 1.26% | 33th | |
Return on equity Annualized net income ÷ equity or net worth | 11.5% | 12.2% | 45th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.69% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.8% | 59.0% | 90th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Grasshopper Bank, N.A. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Grasshopper Bank, N.A. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Grasshopper Bank, N.A. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Grasshopper Bank, N.A. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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