Hawaii National Bank
Total assets
$871.7M
▲ +1.0% YoY
Deposits
$772.3M
▲ +0.4% YoY
Loans
$516.7M
▲ +4.7% YoY
Offices
10
HAWAII NATIONAL BANCSHARES INC
ROA (annualized)
0.86%
peers 1.28%
ROE (annualized)
8.09%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Hawaii National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.0% | +4.9% | -3.9 pts |
| Deposit growth (YoY) | +0.4% | +4.3% | -3.9 pts |
| Loan growth (YoY) | +4.7% | +5.3% | -0.6 pts |
| ROA | 0.86% | 1.28% | -0.4 pts |
| ROE | 8.1% | 12.4% | -4.3 pts |
ROA ranks in the 23rd percentile of its peer group · Q2 2026
Profile
- Established
- 1960
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- HAWAII NATIONAL BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 45 N King St Fl 7, Honolulu, HI, 96817
- County
- Honolulu
- Metro area
- Urban Honolulu, HI
- Offices
- 10
- FDIC cert #
- 18296
- RSSD ID
- 915065
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $871.7M | $772.3M | $516.7M | $94.2M | $3.8M | 0.86% | 4.10% | 0.03% |
| Q1 2026 | $883.5M | $784.6M | $518.7M | $93.2M | $1.8M | 0.80% | 4.00% | 0.27% |
| Q4 2025 | $893.3M | $795.3M | $521.6M | $92.6M | $6.0M | 0.69% | 4.01% | 0.13% |
| Q3 2025 | $871.6M | $774.3M | $515.4M | $90.6M | $4.8M | 0.75% | 3.97% | 0.01% |
| Q2 2025 | $863.0M | $768.9M | $493.4M | $88.5M | $3.4M | 0.78% | 3.95% | 0.01% |
| Q1 2025 | $858.6M | $766.9M | $496.4M | $86.4M | $1.4M | 0.67% | 3.86% | 0.01% |
| Q4 2024 | $857.9M | $770.4M | $479.8M | $82.4M | $7.4M | 0.91% | 4.16% | 0.01% |
| Q3 2024 | $818.1M | $728.3M | $475.0M | $85.4M | $6.1M | 1.02% | 4.22% | 0.00% |
Loan mix (Q2 2026): real estate $402.8M · commercial $117.8M · consumer $2.8M · securities $227.6M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Hawaii National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.86% | 1.28% | 23th | |
Return on equity Annualized net income ÷ equity or net worth | 8.1% | 12.4% | 22th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.10% | 3.89% | 61th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.3% | 61.2% | 81th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Hawaii National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Hawaii National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Hawaii National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Hawaii National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Unified BankMartins Ferry, OH · $871.7M
- Bogota Savings BankTeaneck, NJ · $871.8M
- Farmers and Merchants Union BankColumbus, WI · $872.1M
- Falcon National BankFoley, MN · $872.3M
- First Liberty BankLiberty, TX · $873.2M
- KS Bank, Inc.Smithfield, NC · $874.5M
Selling to Hawaii National Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.