| # | Lender | HQ state | Approved | Loans | Avg loan | Share |
|---|---|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union | UT | $41.5M | 151 | $275K | 7.8% |
| 2 | Live Oak Banking Company | NC | $40.9M | 28 | $1.5M | 7.7% |
| 3 | Zions Bancorporation, N.A. | UT | $37.8M | 244 | $155K | 7.1% |
| 4 | America First Federal Credit Union | UT | $31.1M | 30 | $1.0M | 5.9% |
| 5 | U.S. Bank National Association | OH | $26.7M | 67 | $398K | 5.0% |
| 6 | Celtic Bank | UT | $26.2M | 39 | $672K | 4.9% |
| 7 | The Huntington National Bank | OH | $24.9M | 47 | $530K | 4.7% |
| 8 | Central Bank | UT | $23.8M | 62 | $384K | 4.5% |
| 9 | Bank of Utah | UT | $20.7M | 13 | $1.6M | 3.9% |
| 10 | First Internet Bank of Indiana | IN | $17.4M | 7 | $2.5M | 3.3% |
| 11 | Quill Bank | UT | $17.4M | 22 | $789K | 3.3% |
| 12 | Citizens Bank | TN | $15.8M | 15 | $1.1M | 3.0% |
| 13 | First Utah Bank | UT | $14.9M | 18 | $830K | 2.8% |
| 14 | Cache Valley Bank | UT | $11.8M | 26 | $454K | 2.2% |
| 15 | Fortis Bank | CO | $10.3M | 3 | $3.4M | 1.9% |
| 16 | KeyBank National Association | OH | $10.2M | 22 | $465K | 1.9% |
| 17 | NBH Bank | CO | $10.1M | 14 | $723K | 1.9% |
| 18 | Readycap Lending, LLC not in CharterBench | NJ | $9.6M | 20 | $478K | 1.8% |
| 19 | UMB Bank, National Association | MO | $8.3M | 9 | $918K | 1.6% |
| 20 | Wells Fargo Bank, National Association | SD | $8.0M | 26 | $306K | 1.5% |
| 21 | Newtek Bank, National Association | FL | $7.2M | 22 | $329K | 1.4% |
| 22 | Northwest Bank | ID | $7.2M | 12 | $598K | 1.4% |
| 23 | Pathward, National Association | SD | $6.0M | 3 | $2.0M | 1.1% |
| 24 | Northeast Bank | ME | $5.7M | 31 | $184K | 1.1% |
| 25 | Gulf Coast Bank and Trust Company | LA | $5.4M | 4 | $1.4M | 1.0% |
Pro shows every lender, plus each one’s seven-year SBA history, industries and pricing.
| Line | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 to date | Trend |
|---|---|---|---|---|---|---|---|---|
| Approved | $365.5M | $569.3M | $390.2M | $407.4M | $474.5M | $530.7M | $349.2M | |
| Loans | 687 | 817 | 679 | 822 | 1,028 | 1,161 | 692 | |
| Active lenders | 59 | 71 | 71 | 82 | 68 | 93 | 64 |
9 of the lenders shown are headquartered in Utah. See who holds the deposits in Utah, or screen the state’s banks and credit unions by ratio.