| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | Bank | 1 | $512.3M | 18.69% |
| 2 | First Horizon Bank | Bank | 2 | $382.1M | 13.94% |
| 3 | Tennessee Valley Federal Credit Union | Credit union | 4 | $354.5M* | 12.93% |
| 4 | Regions Bank | Bank | 4 | $334.5M | 12.20% |
| 5 | Truist Bank | Bank | 2 | $302.7M | 11.05% |
| 6 | SouthEast Bank | Bank | 1 | $170.1M | 6.20% |
| 7 | Bowater Employees Credit Union | Credit union | 3 | $140.5M* | 5.13% |
| 8 | Builtwell Bank | Bank | 2 | $109.5M | 4.00% |
| 9 | SmartBank | Bank | 1 | $65.0M | 2.37% |
| 10 | Cleveland-Bradley Cty Teacher Federal Credit Union | Credit union | 2 | $62.8M* | 2.29% |
| 12 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.74B | 22 | 39 | Pinnacle Bank | 18.7% | 1,090 |
| 2024 | $2.53B | 20 | 35 | Pinnacle Bank | 19.4% | 1,117 |
| 2023 | $2.35B | 19 | 33 | First Horizon Bank | 17.1% | 1,120 |
| 2022 | $2.33B | 19 | 32 | First Horizon Bank | 17.3% | 1,087 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.