| Metric | The Park National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +27.5% | +5.9% | +21.6 pts |
| Deposit growth (YoY) | +26.6% | +5.7% | +20.9 pts |
| Loan growth (YoY) | +22.2% | +6.9% | +15.3 pts |
| ROA | 1.99% | 1.23% | +0.8 pts |
| ROE | 16.4% | 11.2% | +5.1 pts |
ROA ranks in the 91st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $12.61B | $10.78B | $9.62B | $1.56B | $117.0M | 1.99% | 4.99% | 0.82% |
| Q1 2026 | $12.93B | $11.10B | $9.56B | $1.54B | $56.1M | 1.98% | 4.92% | 0.83% |
| Q4 2025 | $9.74B | $8.34B | $7.96B | $1.18B | $186.7M | 1.90% | 4.99% | 0.72% |
| Q3 2025 | $9.80B | $8.43B | $7.90B | $1.17B | $143.7M | 1.95% | 4.94% | 0.93% |
| Q2 2025 | $9.89B | $8.52B | $7.87B | $1.14B | $93.4M | 1.90% | 4.87% | 0.67% |
| Q1 2025 | $9.84B | $8.49B | $7.80B | $1.12B | $44.3M | 1.81% | 4.78% | 0.64% |
| Q4 2024 | $9.75B | $8.43B | $7.73B | $1.08B | $160.4M | 1.63% | 4.59% | 0.72% |
| Q3 2024 | $9.85B | $8.50B | $7.64B | $1.08B | $119.6M | 1.62% | 4.52% | 0.73% |
Loan mix (Q2 2026): real estate $6.46B · commercial $859.7M · consumer $1.88B · securities $1.26B
| Ratio | The Park National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.99% | 1.23% | 91th | |
Return on equity Annualized net income ÷ equity or net worth | 16.4% | 11.3% | 82th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.99% | 3.55% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 53.7% | 54.9% | 45th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | The Park National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | The Park National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | The Park National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | The Park National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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