| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | Bank | 1 | $512.3M | 21.09% |
| 2 | First Horizon Bank | Bank | 2 | $382.1M | 15.73% |
| 3 | Regions Bank | Bank | 4 | $334.5M | 13.77% |
| 4 | Truist Bank | Bank | 2 | $302.7M | 12.47% |
| 5 | Tennessee Valley Federal Credit Union | Credit union | 3 | $265.9M* | 10.95% |
| 6 | SouthEast Bank | Bank | 1 | $170.1M | 7.00% |
| 7 | Bowater Employees Credit Union | Credit union | 3 | $140.5M* | 5.78% |
| 8 | SmartBank | Bank | 1 | $65.0M | 2.68% |
| 9 | Cleveland-Bradley Cty Teacher Federal Credit Union | Credit union | 2 | $62.8M* | 2.58% |
| 10 | United Community Bank | Bank | 1 | $62.6M | 2.58% |
| 9 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.43B | 19 | 33 | Pinnacle Bank | 21.1% | 1,266 |
| 2024 | $2.36B | 17 | 31 | Pinnacle Bank | 20.8% | 1,258 |
| 2023 | $2.19B | 16 | 29 | First Horizon Bank | 18.4% | 1,273 |
| 2022 | $2.13B | 16 | 27 | First Horizon Bank | 18.9% | 1,230 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.