| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Crystal Lake Bank and Trust Company, National Association | Bank | 6 | $1.62B | 15.41% |
| 2 | JPMorgan Chase Bank, National Association | Bank | 7 | $1.39B | 13.28% |
| 3 | BMO Bank National Association | Bank | 10 | $1.22B | 11.65% |
| 4 | American Community Bank & Trust | Bank | 4 | $894.4M | 8.52% |
| 5 | Home State Bank, National Association | Bank | 7 | $678.9M | 6.47% |
| 6 | Michigan State University Federal Credit Union | Credit union | 3 | $597.5M* | 5.70% |
| 7 | Fifth Third Bank, National Association | Bank | 5 | $529.2M | 5.04% |
| 8 | First National Bank of Omaha | Bank | 6 | $419.1M | 3.99% |
| 9 | Old National Bank | Bank | 2 | $326.3M | 3.11% |
| 10 | Advia Credit Union | Credit union | 3 | $289.1M* | 2.76% |
| 20 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $10.49B | 30 | 89 | Crystal Lake Bank and Trust Company, National Association | 15.4% | 794 |
| 2024 | $10.17B | 30 | 90 | Crystal Lake Bank and Trust Company, National Association | 14.7% | 813 |
| 2023 | $9.59B | 28 | 91 | Crystal Lake Bank and Trust Company, National Association | 14.4% | 836 |
| 2022 | $9.86B | 29 | 95 | JPMorgan Chase Bank, National Association | 15.9% | 832 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.