| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Crystal Lake Bank and Trust Company, National Association | Bank | 6 | $1.87B | 16.16% |
| 2 | JPMorgan Chase Bank, National Association | Bank | 7 | $1.43B | 12.37% |
| 3 | BMO Bank National Association | Bank | 10 | $1.15B | 9.99% |
| 4 | American Community Bank & Trust | Bank | 4 | $1.01B | 8.78% |
| 5 | Michigan State University Federal Credit Union | Credit union | 5 | $957.5M* | 8.29% |
| 6 | Home State Bank, National Association | Bank | 7 | $686.6M | 5.94% |
| 7 | Fifth Third Bank, National Association | Bank | 5 | $546.0M | 4.73% |
| 8 | First National Bank of Omaha | Bank | 6 | $454.1M | 3.93% |
| 9 | Old National Bank | Bank | 2 | $362.5M | 3.14% |
| 10 | Advia Credit Union | Credit union | 3 | $294.7M* | 2.55% |
| 21 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $11.55B | 31 | 93 | Crystal Lake Bank and Trust Company, National Association | 16.2% | 786 |
| 2025 | $10.49B | 30 | 89 | Crystal Lake Bank and Trust Company, National Association | 15.4% | 794 |
| 2024 | $10.55B | 32 | 96 | Crystal Lake Bank and Trust Company, National Association | 14.2% | 764 |
| 2023 | $10.12B | 31 | 98 | Crystal Lake Bank and Trust Company, National Association | 13.7% | 762 |
| 2022 | $10.42B | 32 | 103 | JPMorgan Chase Bank, National Association | 15.0% | 757 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.