First National Bank of Omaha
Total assets
$34.20B
▲ +8.4% YoY
Deposits
$27.78B
▲ +8.8% YoY
Loans
$23.46B
▲ +6.9% YoY
Offices
139
LAURITZEN CORP
ROA (annualized)
1.79%
peers 1.23%
ROE (annualized)
15.91%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +8.4% | +5.9% | +2.5 pts |
| Deposit growth (YoY) | +8.8% | +5.7% | +3.1 pts |
| Loan growth (YoY) | +6.9% | +6.9% | +0.0 pts |
| ROA | 1.79% | 1.23% | +0.6 pts |
| ROE | 15.9% | 11.2% | +4.7 pts |
ROA ranks in the 86th percentile of its peer group · Q2 2026
Profile
- Established
- 1857
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- LAURITZEN CORP
- Specialization
- All Other Over 1 Billion
- Address
- 1601 Capitol Avenue, Omaha, NE, 68102
- County
- Douglas
- Metro area
- Omaha-Council Bluffs, NE-IA
- Offices
- 139
- FDIC cert #
- 5452
- RSSD ID
- 527954
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $34.20B | $27.78B | $23.46B | $4.01B | $308.6M | 1.79% | 6.63% | 0.58% |
| Q1 2026 | $34.73B | $28.56B | $23.64B | $3.87B | $148.3M | 1.71% | 6.54% | 0.56% |
| Q4 2025 | $34.57B | $28.16B | $23.88B | $3.75B | $491.2M | 1.51% | 6.76% | 0.59% |
| Q3 2025 | $32.34B | $26.12B | $21.99B | $3.61B | $375.9M | 1.57% | 6.76% | 0.56% |
| Q2 2025 | $31.56B | $25.52B | $21.94B | $3.43B | $223.1M | 1.40% | 6.68% | 0.59% |
| Q1 2025 | $31.79B | $26.15B | $21.69B | $3.27B | $95.0M | 1.19% | 6.59% | 0.61% |
| Q4 2024 | $31.99B | $26.81B | $22.00B | $3.12B | $414.2M | 1.32% | 6.56% | 0.67% |
| Q3 2024 | $31.86B | $26.52B | $22.02B | $3.15B | $289.0M | 1.23% | 6.53% | 0.56% |
Loan mix (Q2 2026): real estate $8.49B · commercial $2.51B · consumer $9.87B · securities $6.02B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.79% | 1.23% | 86th | |
Return on equity Annualized net income ÷ equity or net worth | 15.9% | 11.3% | 79th | |
Net interest margin Interest income − interest expense, ÷ assets | 6.63% | 3.55% | 96th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 47.2% | 54.9% | 23th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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