BankUnited, National Association
Total assets
$34.86B
▼ -1.6% YoY
Deposits
$29.09B
▼ -0.5% YoY
Loans
$23.72B
▼ -0.1% YoY
Offices
57
BANKUNITED INC
ROA (annualized)
0.87%
peers 1.23%
ROE (annualized)
9.55%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.6% | +5.9% | -7.5 pts |
| Deposit growth (YoY) | -0.5% | +5.7% | -6.2 pts |
| Loan growth (YoY) | -0.1% | +6.9% | -7.0 pts |
| ROA | 0.87% | 1.23% | -0.4 pts |
| ROE | 9.6% | 11.2% | -1.7 pts |
ROA ranks in the 14th percentile of its peer group · Q2 2026
Profile
- Established
- 2009
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- BANKUNITED INC
- Specialization
- Commercial Lending Specialization
- Address
- 14817 Oak Ln, Miami Lakes, FL, 33016
- County
- Miami-Dade
- Metro area
- Miami-Fort Lauderdale-Pompano Beach, FL
- Offices
- 57
- FDIC cert #
- 58979
- RSSD ID
- 3938186
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $34.86B | $29.09B | $23.72B | $3.18B | $151.9M | 0.87% | 3.06% | 1.16% |
| Q1 2026 | $35.34B | $29.56B | $23.96B | $3.19B | $73.4M | 0.83% | 3.01% | 1.35% |
| Q4 2025 | $35.03B | $29.61B | $24.05B | $3.17B | $313.6M | 0.89% | 3.04% | 1.53% |
| Q3 2025 | $35.07B | $28.88B | $23.48B | $3.20B | $234.2M | 0.89% | 3.01% | 1.56% |
| Q2 2025 | $35.44B | $29.24B | $23.73B | $3.14B | $149.4M | 0.85% | 2.97% | 1.63% |
| Q1 2025 | $34.81B | $28.52B | $23.77B | $3.20B | $69.1M | 0.79% | 2.90% | 1.48% |
| Q4 2024 | $35.21B | $28.17B | $24.07B | $3.23B | $276.3M | 0.78% | 2.82% | 1.37% |
| Q3 2024 | $35.76B | $28.19B | $24.17B | $3.26B | $196.1M | 0.74% | 2.78% | 1.28% |
Loan mix (Q2 2026): real estate $15.32B · commercial $4.70B · consumer $130K · securities $9.31B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.87% | 1.23% | 14th | |
Return on equity Annualized net income ÷ equity or net worth | 9.6% | 11.3% | 35th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.06% | 3.55% | 28th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.7% | 54.9% | 65th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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