Raymond James Bank
Total assets
$45.60B
▲ +7.8% YoY
Deposits
$41.40B
▲ +7.9% YoY
Loans
$36.83B
▲ +7.8% YoY
Offices
1
RAYMOND JAMES FINANCIAL INC
ROA (annualized)
1.67%
peers 1.23%
ROE (annualized)
22.98%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Raymond James Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.8% | +5.9% | +1.9 pts |
| Deposit growth (YoY) | +7.9% | +5.7% | +2.2 pts |
| Loan growth (YoY) | +7.8% | +6.9% | +0.9 pts |
| ROA | 1.67% | 1.23% | +0.4 pts |
| ROE | 23.0% | 11.2% | +11.8 pts |
ROA ranks in the 82nd percentile of its peer group · Q2 2026
Profile
- Established
- 1994
- Charter
- State
- Primary regulator
- FED
- Holding company
- RAYMOND JAMES FINANCIAL INC
- Specialization
- All Other Over 1 Billion
- Address
- 710 Carillon Pkwy, Saint Petersburg, FL, 33716
- County
- Pinellas
- Metro area
- Tampa-St. Petersburg-Clearwater, FL
- Offices
- 1
- FDIC cert #
- 33893
- RSSD ID
- 2193616
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $45.60B | $41.40B | $36.83B | $3.31B | $373.9M | 1.67% | 3.19% | 0.23% |
| Q1 2026 | $45.74B | $41.63B | $36.52B | $3.29B | $176.1M | 1.58% | 3.23% | 0.25% |
| Q4 2025 | $43.37B | $39.28B | $35.68B | $3.17B | $623.4M | 1.47% | 3.15% | 0.28% |
| Q3 2025 | $42.86B | $38.90B | $35.05B | $3.11B | $449.7M | 1.42% | 3.10% | 0.29% |
| Q2 2025 | $42.32B | $38.36B | $34.16B | $3.06B | $297.3M | 1.42% | 3.07% | 0.40% |
| Q1 2025 | $41.91B | $37.93B | $33.12B | $3.00B | $141.8M | 1.36% | 3.00% | 0.40% |
| Q4 2024 | $41.24B | $37.19B | $32.37B | $2.94B | $541.1M | 1.31% | 2.88% | 0.26% |
| Q3 2024 | $41.64B | $37.59B | $31.70B | $2.98B | $396.6M | 1.28% | 2.86% | 0.30% |
Loan mix (Q2 2026): real estate $15.93B · commercial $5.07B · consumer $402.9M · securities $4.40B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Raymond James Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.67% | 1.23% | 82th | |
Return on equity Annualized net income ÷ equity or net worth | 23.0% | 11.3% | 95th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.19% | 3.55% | 33th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 35.4% | 54.9% | 11th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Raymond James Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Raymond James Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Raymond James Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Raymond James Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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