CharterBench

Barclays Bank Delaware

BankStateWilmington, DE·Est. 2001·www.barclaysus.com/deposits·FDIC #57203Compare ⇄
Total assets
$43.45B
-1.3% YoY
Deposits
$35.31B
+1.1% YoY
Loans
$26.94B
-11.9% YoY
Offices
1
BARCLAYS PLC
ROA (annualized)
2.40%
peers 1.23%
ROE (annualized)
17.40%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricBarclays Bank DelawarePeer medianΔ
Asset growth (YoY)-1.3%+5.9%-7.1 pts
Deposit growth (YoY)+1.1%+5.7%-4.6 pts
Loan growth (YoY)-11.9%+6.9%-18.9 pts
ROA2.40%1.23%+1.2 pts
ROE17.4%11.2%+6.2 pts

ROA ranks in the 95th percentile of its peer group · Q2 2026

Profile

Established
2001
Charter
State
Primary regulator
FDIC
Holding company
BARCLAYS PLC
Specialization
Credit-card Specialization
Address
125 S West St, Wilmington, DE, 19801
County
New Castle
Metro area
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Offices
1
FDIC cert #
57203
RSSD ID
2980209
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$43.45B$35.31B$26.94B$6.03B$550.0M2.40%11.43%1.14%
Q1 2026$46.65B$37.46B$32.59B$6.54B$162.0M1.37%11.71%1.34%
Q4 2025$47.61B$38.12B$33.93B$6.40B$397.0M0.87%11.40%1.30%
Q3 2025$46.82B$37.03B$32.38B$6.38B$363.0M1.07%11.25%1.19%
Q2 2025$44.01B$34.92B$30.59B$6.34B$306.0M1.37%11.13%1.22%
Q1 2025$45.28B$35.72B$29.61B$6.20B$163.0M1.45%11.03%1.20%
Q4 2024$44.67B$35.42B$30.66B$5.90B$448.0M1.08%11.38%1.25%
Q3 2024$41.25B$32.21B$28.95B$5.78B$252.0M0.82%11.43%1.25%

Loan mix (Q2 2026): real estate $4.0M · commercial $379.0M · consumer $29.19B · securities $315.0M

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioBarclays Bank DelawareTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
2.40%Q3 2024 → Q2 20261.23%
95th
Return on equity
Annualized net income ÷ equity or net worth
17.4%Q3 2024 → Q2 202611.3%
85th
Net interest margin
Interest income − interest expense, ÷ assets
11.43%Q3 2024 → Q2 20263.55%
99th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
55.0%Q3 2024 → Q2 202654.9%
50th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioBarclays Bank DelawareTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioBarclays Bank DelawareTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioBarclays Bank DelawareTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioBarclays Bank DelawareTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

The full ratio pack is part of CharterBench Pro.

See Pro plan →

Similar banks

Selling to Barclays Bank Delaware?

Peer lists, growth filters, CSV export, CRM push.

See Pro plan →