| Metric | Barclays Bank Delaware | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.3% | +5.9% | -7.1 pts |
| Deposit growth (YoY) | +1.1% | +5.7% | -4.6 pts |
| Loan growth (YoY) | -11.9% | +6.9% | -18.9 pts |
| ROA | 2.40% | 1.23% | +1.2 pts |
| ROE | 17.4% | 11.2% | +6.2 pts |
ROA ranks in the 95th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $43.45B | $35.31B | $26.94B | $6.03B | $550.0M | 2.40% | 11.43% | 1.14% |
| Q1 2026 | $46.65B | $37.46B | $32.59B | $6.54B | $162.0M | 1.37% | 11.71% | 1.34% |
| Q4 2025 | $47.61B | $38.12B | $33.93B | $6.40B | $397.0M | 0.87% | 11.40% | 1.30% |
| Q3 2025 | $46.82B | $37.03B | $32.38B | $6.38B | $363.0M | 1.07% | 11.25% | 1.19% |
| Q2 2025 | $44.01B | $34.92B | $30.59B | $6.34B | $306.0M | 1.37% | 11.13% | 1.22% |
| Q1 2025 | $45.28B | $35.72B | $29.61B | $6.20B | $163.0M | 1.45% | 11.03% | 1.20% |
| Q4 2024 | $44.67B | $35.42B | $30.66B | $5.90B | $448.0M | 1.08% | 11.38% | 1.25% |
| Q3 2024 | $41.25B | $32.21B | $28.95B | $5.78B | $252.0M | 0.82% | 11.43% | 1.25% |
Loan mix (Q2 2026): real estate $4.0M · commercial $379.0M · consumer $29.19B · securities $315.0M
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.40% | 1.23% | 95th | |
Return on equity Annualized net income ÷ equity or net worth | 17.4% | 11.3% | 85th | |
Net interest margin Interest income − interest expense, ÷ assets | 11.43% | 3.55% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.0% | 54.9% | 50th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Barclays Bank Delaware | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
| Date | Role | Counterparty | Kind | Status | Regulator |
|---|---|---|---|---|---|
| Mar 17, 2026 | Acquirer | — | Merger | Withdrawn | FDIC |
1 branches in 1 county across 1 state (+0 vs 2025) · $35.31B branch deposits. Biggest market: New Castle, DE, ranked 3rd with 7.5% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| New Castle, DE | 1 | $35.31B | 7.47% | 3rd |
Delaware: 3rd with 6.32% · Philadelphia-Camden-Wilmington metro: 3rd, 4.89% ·
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1 · 2026 1
Spends 4.8× the peer median on technology. Pro shows the figures, trend and peer comparison.
Technology spend is part of CharterBench Pro — on every bank page, in the screener and in the account brief.
Banks itemize data processing on Schedule RI-E when it exceeds $100,000 and 7% of other non-interest expense; most community banks itemize at year-end only, so figures are full calendar years. Peer group: banks in the same asset band. Not available for credit unions (the NCUA call report has no comparable line).