TD Bank USA, National Association
Total assets
$32.13B
▼ -6.9% YoY
Deposits
$27.18B
▼ -2.8% YoY
Loans
$7.85B
▼ -1.5% YoY
Offices
1
TORONTO-DOMINION BANK THE
ROA (annualized)
0.41%
peers 1.23%
ROE (annualized)
3.55%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -6.9% | +5.9% | -12.8 pts |
| Deposit growth (YoY) | -2.8% | +5.7% | -8.5 pts |
| Loan growth (YoY) | -1.5% | +6.9% | -8.4 pts |
| ROA | 0.41% | 1.23% | -0.8 pts |
| ROE | 3.5% | 11.2% | -7.7 pts |
ROA ranks in the 7th percentile of its peer group · Q2 2026
Profile
- Established
- 1994
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- TORONTO-DOMINION BANK THE
- Specialization
- All Other Over 1 Billion
- Address
- 2035 Limestone Rd, Wilmington, DE, 19808
- County
- New Castle
- Metro area
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Offices
- 1
- FDIC cert #
- 33947
- RSSD ID
- 2121196
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $32.13B | $27.18B | $7.85B | $3.83B | $67.8M | 0.41% | 6.39% | 0.56% |
| Q1 2026 | $32.72B | $27.66B | $7.88B | $3.77B | $10.2M | 0.12% | 6.37% | 0.59% |
| Q4 2025 | $34.63B | $28.74B | $8.80B | $3.86B | $401.8M | 1.16% | 6.39% | 0.60% |
| Q3 2025 | $34.30B | $28.47B | $8.01B | $4.45B | $326.5M | 1.25% | 6.41% | 0.60% |
| Q2 2025 | $34.51B | $27.97B | $7.97B | $4.36B | $207.0M | 1.19% | 6.39% | 0.62% |
| Q1 2025 | $34.74B | $28.33B | $8.05B | $4.45B | $112.7M | 1.28% | 6.44% | 0.60% |
| Q4 2024 | $35.51B | $29.07B | $9.09B | $4.30B | $123.8M | 0.36% | 6.70% | 0.65% |
| Q3 2024 | $34.22B | $27.62B | $8.22B | $4.14B | $25.5M | 0.10% | 6.73% | 0.64% |
Loan mix (Q2 2026): real estate $109.3M · commercial $41K · consumer $8.52B · securities $18.41B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.41% | 1.23% | 7th | |
Return on equity Annualized net income ÷ equity or net worth | 3.5% | 11.3% | 3th | |
Net interest margin Interest income − interest expense, ÷ assets | 6.39% | 3.55% | 95th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 70.3% | 54.9% | 91th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Barclays Bank DelawareWilmington, DE · $43.45B
- Wilmington Savings Fund Society, FSBWilmington, DE · $22.57B
- Fulton Bank, National AssociationLancaster, PA · $32.56B
- Glacier BankKalispell, MT · $31.58B
- Eastern BankBoston, MA · $31.13B
- Texas Capital BankDallas, TX · $33.62B
Selling to TD Bank USA, National Association?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.