Fulton Bank, National Association
Total assets
$32.56B
▲ +2.1% YoY
Deposits
$27.42B
▲ +3.9% YoY
Loans
$24.05B
▲ +1.7% YoY
Offices
229
FULTON FINANCIAL CORP
ROA (annualized)
1.30%
peers 1.23%
ROE (annualized)
11.84%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.1% | +5.9% | -3.8 pts |
| Deposit growth (YoY) | +3.9% | +5.7% | -1.8 pts |
| Loan growth (YoY) | +1.6% | +6.9% | -5.3 pts |
| ROA | 1.30% | 1.23% | +0.1 pts |
| ROE | 11.8% | 11.2% | +0.6 pts |
ROA ranks in the 55th percentile of its peer group · Q2 2026
Profile
- Established
- 1882
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- FULTON FINANCIAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 1 Penn Sq, Lancaster, PA, 17602
- County
- Lancaster
- Metro area
- Lancaster, PA
- Offices
- 229
- FDIC cert #
- 7551
- RSSD ID
- 474919
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $32.56B | $27.42B | $24.05B | $3.58B | $210.1M | 1.30% | 3.64% | 0.54% |
| Q1 2026 | $32.11B | $27.04B | $23.91B | $3.53B | $99.9M | 1.25% | 3.61% | 0.55% |
| Q4 2025 | $31.98B | $26.85B | $23.80B | $3.53B | $424.9M | 1.33% | 3.60% | 0.58% |
| Q3 2025 | $31.84B | $26.58B | $23.68B | $3.47B | $313.9M | 1.31% | 3.57% | 0.63% |
| Q2 2025 | $31.90B | $26.38B | $23.66B | $3.39B | $205.5M | 1.29% | 3.52% | 0.68% |
| Q1 2025 | $31.99B | $26.48B | $23.50B | $3.35B | $98.4M | 1.23% | 3.48% | 0.62% |
| Q4 2024 | $31.92B | $26.24B | $23.69B | $3.31B | $314.6M | 1.04% | 3.55% | 0.70% |
| Q3 2024 | $32.06B | $26.32B | $23.82B | $3.36B | $237.9M | 1.07% | 3.54% | 0.64% |
Loan mix (Q2 2026): real estate $19.42B · commercial $2.76B · consumer $586.7M · securities $5.07B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.30% | 1.23% | 55th | |
Return on equity Annualized net income ÷ equity or net worth | 11.8% | 11.3% | 55th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.64% | 3.55% | 57th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.4% | 54.9% | 63th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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