Eastern Bank
Total assets
$31.13B
▲ +22.3% YoY
Deposits
$26.15B
▲ +22.4% YoY
Loans
$23.00B
▲ +27.2% YoY
Offices
131
EASTERN BANKSHARES INC
ROA (annualized)
1.13%
ROE (annualized)
8.52%
Peer comparison
No peer data.
Profile
- Established
- 1989
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- EASTERN BANKSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 125 High St, Boston, MA, 02110
- County
- Suffolk
- Metro area
- Boston-Cambridge-Newton, MA-NH
- Offices
- 131
- FDIC cert #
- 32773
- RSSD ID
- 128904
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $31.13B | $26.15B | $23.00B | $4.05B | $174.1M | 1.13% | 3.60% | 0.35% |
| Q1 2026 | $30.62B | $25.31B | $22.62B | $4.07B | $66.3M | 0.87% | 3.57% | 0.45% |
| Q4 2025 | $30.58B | $25.67B | $22.78B | $4.14B | $103.8M | 0.39% | 3.50% | 0.56% |
| Q3 2025 | $25.45B | $21.39B | $18.33B | $3.53B | $-5.2M | -0.03% | 3.47% | 0.27% |
| Q2 2025 | $25.45B | $21.36B | $18.08B | $3.54B | $-111.5M | -0.88% | 3.45% | 0.21% |
| Q1 2025 | $24.99B | $20.97B | $17.70B | $3.41B | $-214.5M | -3.40% | 3.34% | 0.40% |
| Q4 2024 | $25.55B | $21.51B | $17.55B | $3.42B | $121.1M | 0.53% | 2.94% | 0.53% |
| Q3 2024 | $25.49B | $21.36B | $17.50B | $3.48B | $66.4M | 0.40% | 2.84% | 0.49% |
Loan mix (Q2 2026): real estate $17.23B · commercial $3.36B · consumer $213.3M · securities $4.81B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Eastern Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.13% | 1.23% | 38th | |
Return on equity Annualized net income ÷ equity or net worth | 8.5% | 11.3% | 22th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.60% | 3.55% | 54th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.8% | 54.9% | 61th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Eastern Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Eastern Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Eastern Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Eastern Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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