Rockland Trust Company
Total assets
$24.97B
▲ +24.5% YoY
Deposits
$20.53B
▲ +26.8% YoY
Loans
$18.22B
▲ +26.5% YoY
Offices
151
INDEPENDENT BANK CORP
ROA (annualized)
1.41%
peers 1.23%
ROE (annualized)
9.05%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Rockland Trust Company | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +24.5% | +5.9% | +18.6 pts |
| Deposit growth (YoY) | +26.8% | +5.7% | +21.1 pts |
| Loan growth (YoY) | +26.5% | +6.9% | +19.5 pts |
| ROA | 1.41% | 1.23% | +0.2 pts |
| ROE | 9.1% | 11.2% | -2.2 pts |
ROA ranks in the 69th percentile of its peer group · Q2 2026
Profile
- Established
- 1907
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- INDEPENDENT BANK CORP
- Specialization
- Commercial Lending Specialization
- Address
- 288 Union St, Rockland, MA, 02370
- County
- Plymouth
- Metro area
- Boston-Cambridge-Newton, MA-NH
- Offices
- 151
- FDIC cert #
- 9712
- RSSD ID
- 613008
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $24.97B | $20.53B | $18.22B | $3.89B | $175.9M | 1.41% | 3.98% | 0.42% |
| Q1 2026 | $24.79B | $20.24B | $18.25B | $3.89B | $88.7M | 1.43% | 4.00% | 0.40% |
| Q4 2025 | $24.91B | $20.26B | $18.35B | $3.88B | $224.5M | 1.03% | 3.81% | 0.34% |
| Q3 2025 | $24.99B | $20.42B | $18.28B | $3.82B | $147.0M | 0.93% | 3.69% | 0.35% |
| Q2 2025 | $20.05B | $16.19B | $14.41B | $3.17B | $105.1M | 1.06% | 3.48% | 0.29% |
| Q1 2025 | $19.89B | $15.91B | $14.36B | $3.15B | $46.8M | 0.95% | 3.43% | 0.45% |
| Q4 2024 | $19.38B | $15.42B | $14.35B | $2.97B | $197.6M | 1.02% | 3.36% | 0.52% |
| Q3 2024 | $19.42B | $15.53B | $14.21B | $2.97B | $147.4M | 1.01% | 3.33% | 0.54% |
Loan mix (Q2 2026): real estate $15.80B · commercial $1.90B · consumer $36.2M · securities $3.31B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Rockland Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.41% | 1.23% | 69th | |
Return on equity Annualized net income ÷ equity or net worth | 9.1% | 11.3% | 26th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.98% | 3.55% | 78th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 51.4% | 54.9% | 36th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Rockland Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Rockland Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Rockland Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Rockland Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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