Ameriprise Bank, FSB
Total assets
$25.48B
▲ +6.1% YoY
Deposits
$23.94B
▲ +6.4% YoY
Loans
$2.62B
▲ +72.2% YoY
Offices
2
AMERIPRISE FINANCIAL INC
ROA (annualized)
3.05%
peers 1.23%
ROE (annualized)
50.95%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Ameriprise Bank, FSB | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.1% | +5.9% | +0.3 pts |
| Deposit growth (YoY) | +6.4% | +5.7% | +0.7 pts |
| Loan growth (YoY) | +72.2% | +6.9% | +65.3 pts |
| ROA | 3.05% | 1.23% | +1.8 pts |
| ROE | 51.0% | 11.2% | +39.7 pts |
ROA ranks in the 98th percentile of its peer group · Q2 2026
Profile
- Established
- 2006
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- AMERIPRISE FINANCIAL INC
- Specialization
- Mortgage Lending Specialization
- Address
- 901 3rd Avenue South, Minneapolis, MN, 55402
- County
- Hennepin
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Offices
- 2
- FDIC cert #
- 58303
- RSSD ID
- 3470239
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $25.48B | $23.94B | $2.62B | $1.49B | $388.4M | 3.05% | 4.44% | 0.02% |
| Q1 2026 | $25.51B | $23.78B | $2.28B | $1.50B | $194.4M | 3.06% | 4.41% | 0.02% |
| Q4 2025 | $25.31B | $23.67B | $1.93B | $1.58B | $747.5M | 3.08% | 4.46% | 0.01% |
| Q3 2025 | $24.30B | $22.60B | $1.73B | $1.59B | $557.8M | 3.10% | 4.48% | 0.01% |
| Q2 2025 | $24.01B | $22.50B | $1.52B | $1.47B | $371.0M | 3.10% | 4.50% | 0.01% |
| Q1 2025 | $24.18B | $22.67B | $1.40B | $1.35B | $181.7M | 3.04% | 4.45% | 0.01% |
| Q4 2024 | $23.60B | $22.31B | $1.32B | $1.14B | $721.7M | 3.15% | 4.58% | 0.01% |
| Q3 2024 | $23.20B | $21.73B | $1.19B | $1.37B | $544.9M | 3.19% | 4.65% | 0.01% |
Loan mix (Q2 2026): real estate $1.08B · commercial $256.6M · consumer $1.13B · securities $20.10B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Ameriprise Bank, FSB | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 3.05% | 1.23% | 98th | |
Return on equity Annualized net income ÷ equity or net worth | 51.0% | 11.3% | 99th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.44% | 3.55% | 87th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 10.0% | 54.9% | 3th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Ameriprise Bank, FSB | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Ameriprise Bank, FSB | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Ameriprise Bank, FSB | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Ameriprise Bank, FSB | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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