EverBank, National Association
Total assets
$46.69B
▲ +5.0% YoY
Deposits
$37.81B
▲ +8.6% YoY
Loans
$36.75B
▲ +12.3% YoY
Offices
43
EVERBANK FINANCIAL CORP
ROA (annualized)
1.00%
peers 1.23%
ROE (annualized)
11.14%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.0% | +5.9% | -0.8 pts |
| Deposit growth (YoY) | +8.6% | +5.7% | +2.9 pts |
| Loan growth (YoY) | +12.3% | +6.9% | +5.4 pts |
| ROA | 1.00% | 1.23% | -0.2 pts |
| ROE | 11.1% | 11.2% | -0.1 pts |
ROA ranks in the 27th percentile of its peer group · Q2 2026
Profile
- Established
- 1998
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- EVERBANK FINANCIAL CORP
- Specialization
- All Other Over 1 Billion
- Address
- 301 W Bay St, Jacksonville, FL, 32202
- County
- Duval
- Metro area
- Jacksonville, FL
- Offices
- 43
- FDIC cert #
- 34775
- RSSD ID
- 2735146
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $46.69B | $37.81B | $36.75B | $4.28B | $233.1M | 1.00% | 2.70% | 1.14% |
| Q1 2026 | $47.23B | $37.69B | $37.09B | $4.18B | $107.0M | 0.92% | 2.69% | 1.18% |
| Q4 2025 | $46.03B | $36.96B | $35.62B | $4.10B | $313.7M | 0.72% | 2.71% | 1.05% |
| Q3 2025 | $44.81B | $35.74B | $33.11B | $4.02B | $243.3M | 0.75% | 2.68% | 1.08% |
| Q2 2025 | $44.45B | $34.82B | $32.71B | $3.80B | $142.9M | 0.67% | 2.60% | 1.13% |
| Q1 2025 | $41.86B | $30.81B | $29.96B | $3.75B | $74.0M | 0.72% | 2.48% | 1.27% |
| Q4 2024 | $40.80B | $32.05B | $29.28B | $3.70B | $248.9M | 0.64% | 2.44% | 1.32% |
| Q3 2024 | $39.86B | $31.05B | $28.17B | $3.65B | $178.7M | 0.62% | 2.42% | 1.39% |
Loan mix (Q2 2026): real estate $15.17B · commercial $1.52B · consumer $977.3M · securities $7.90B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.00% | 1.23% | 27th | |
Return on equity Annualized net income ÷ equity or net worth | 11.1% | 11.3% | 48th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.70% | 3.55% | 18th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 51.7% | 54.9% | 38th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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