City National Bank of Florida
Total assets
$29.11B
▲ +7.6% YoY
Deposits
$22.11B
▲ +2.7% YoY
Loans
$20.38B
▲ +7.7% YoY
Offices
30
EMPRESAS JUAN YARUR SPA
ROA (annualized)
1.24%
peers 1.23%
ROE (annualized)
11.86%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.6% | +5.9% | +1.7 pts |
| Deposit growth (YoY) | +2.7% | +5.7% | -3.0 pts |
| Loan growth (YoY) | +7.7% | +6.9% | +0.7 pts |
| ROA | 1.24% | 1.23% | +0.0 pts |
| ROE | 11.9% | 11.2% | +0.6 pts |
ROA ranks in the 52nd percentile of its peer group · Q2 2026
Profile
- Established
- 1970
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- EMPRESAS JUAN YARUR SPA
- Specialization
- Commercial Lending Specialization
- Address
- 25 W Flagler St, Miami, FL, 33130
- County
- Miami-Dade
- Metro area
- Miami-Fort Lauderdale-Pompano Beach, FL
- Offices
- 30
- FDIC cert #
- 20234
- RSSD ID
- 814430
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $29.11B | $22.11B | $20.38B | $3.09B | $177.6M | 1.24% | 2.97% | 0.75% |
| Q1 2026 | $28.63B | $22.07B | $20.16B | $2.99B | $84.1M | 1.19% | 2.94% | 0.79% |
| Q4 2025 | $28.05B | $21.94B | $19.64B | $2.91B | $260.9M | 0.96% | 2.71% | 0.71% |
| Q3 2025 | $27.77B | $21.95B | $19.58B | $2.82B | $189.3M | 0.93% | 2.63% | 0.81% |
| Q2 2025 | $27.06B | $21.53B | $18.93B | $2.69B | $121.3M | 0.90% | 2.59% | 0.52% |
| Q1 2025 | $27.18B | $21.97B | $18.75B | $2.62B | $55.2M | 0.82% | 2.55% | 0.52% |
| Q4 2024 | $26.51B | $20.86B | $18.20B | $2.52B | $88.5M | 0.34% | 2.10% | 0.55% |
| Q3 2024 | $26.19B | $20.71B | $17.91B | $2.57B | $42.6M | 0.22% | 2.00% | 0.51% |
Loan mix (Q2 2026): real estate $15.40B · commercial $3.00B · consumer $47.6M · securities $6.50B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.24% | 1.23% | 52th | |
Return on equity Annualized net income ÷ equity or net worth | 11.9% | 11.3% | 55th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.97% | 3.55% | 25th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 43.2% | 54.9% | 19th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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