Seacoast National Bank
Total assets
$21.34B
▲ +33.9% YoY
Deposits
$16.80B
▲ +34.4% YoY
Loans
$12.98B
▲ +23.9% YoY
Offices
118
SEACOAST BANKING CORP OF FL
ROA (annualized)
0.88%
peers 1.23%
ROE (annualized)
6.11%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Seacoast National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +33.9% | +5.9% | +28.0 pts |
| Deposit growth (YoY) | +34.4% | +5.7% | +28.7 pts |
| Loan growth (YoY) | +23.9% | +6.9% | +17.0 pts |
| ROA | 0.88% | 1.23% | -0.4 pts |
| ROE | 6.1% | 11.2% | -5.1 pts |
ROA ranks in the 15th percentile of its peer group · Q2 2026
Profile
- Established
- 1933
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- SEACOAST BANKING CORP OF FL
- Specialization
- Commercial Lending Specialization
- Address
- 815 S Colorado Ave, Stuart, FL, 34994
- County
- Martin
- Metro area
- Port St. Lucie, FL
- Offices
- 118
- FDIC cert #
- 131
- RSSD ID
- 34537
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $21.34B | $16.80B | $12.98B | $3.04B | $92.7M | 0.88% | 3.83% | 0.42% |
| Q1 2026 | $21.13B | $16.65B | $12.48B | $3.03B | $32.3M | 0.62% | 3.81% | 0.47% |
| Q4 2025 | $20.83B | $16.26B | $12.47B | $3.04B | $152.7M | 0.91% | 3.73% | 0.37% |
| Q3 2025 | $16.67B | $13.10B | $10.83B | $2.37B | $112.8M | 0.95% | 3.62% | 0.40% |
| Q2 2025 | $15.94B | $12.50B | $10.48B | $2.24B | $75.5M | 0.97% | 3.59% | 0.44% |
| Q1 2025 | $15.72B | $12.58B | $10.32B | $2.21B | $32.0M | 0.83% | 3.51% | 0.50% |
| Q4 2024 | $15.17B | $12.25B | $10.18B | $2.18B | $123.9M | 0.83% | 3.32% | 0.67% |
| Q3 2024 | $15.16B | $12.25B | $10.08B | $2.19B | $88.9M | 0.80% | 3.26% | 0.61% |
Loan mix (Q2 2026): real estate $10.48B · commercial $1.99B · consumer $190.2M · securities $5.75B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Seacoast National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.88% | 1.23% | 15th | |
Return on equity Annualized net income ÷ equity or net worth | 6.1% | 11.3% | 10th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.83% | 3.55% | 68th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.2% | 54.9% | 47th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Seacoast National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Seacoast National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Seacoast National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Seacoast National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- City National Bank of FloridaMiami, FL · $29.11B
- BankUnited, National AssociationMiami Lakes, FL · $34.86B
- First Merchants BankMuncie, IN · $21.32B
- Mechanics BankWalnut Creek, CA · $21.25B
- Optum Bank, Inc.Draper, UT · $21.43B
- Citizens Business Bank, National AssociationOntario, CA · $21.18B
Selling to Seacoast National Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.