Banc of California
Total assets
$34.90B
▲ +2.2% YoY
Deposits
$28.22B
▲ +2.0% YoY
Loans
$24.88B
▲ +1.6% YoY
Offices
85
BANC OF CALIFORNIA INC
ROA (annualized)
-0.88%
peers 1.23%
ROE (annualized)
-7.92%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Banc of California | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.1% | +5.9% | -3.7 pts |
| Deposit growth (YoY) | +2.0% | +5.7% | -3.7 pts |
| Loan growth (YoY) | +1.6% | +6.9% | -5.3 pts |
| ROA | -0.88% | 1.23% | -2.1 pts |
| ROE | -7.9% | 11.2% | -19.1 pts |
ROA ranks in the 0th percentile of its peer group · Q2 2026
Profile
- Established
- 1982
- Charter
- State
- Primary regulator
- FED
- Holding company
- BANC OF CALIFORNIA INC
- Specialization
- Commercial Lending Specialization
- Address
- 11611 San Vicente Blvd, Los Angeles, CA, 90049
- County
- Los Angeles
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- Offices
- 85
- FDIC cert #
- 24045
- RSSD ID
- 494261
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $34.90B | $28.22B | $24.88B | $3.76B | $-152.3M | -0.88% | 3.31% | 1.73% |
| Q1 2026 | $34.64B | $27.44B | $24.80B | $3.91B | $80.7M | 0.93% | 3.32% | 1.02% |
| Q4 2025 | $34.71B | $28.00B | $24.97B | $3.86B | $265.6M | 0.78% | 3.32% | 0.88% |
| Q3 2025 | $33.92B | $27.34B | $24.08B | $3.79B | $177.9M | 0.70% | 3.31% | 0.98% |
| Q2 2025 | $34.16B | $27.67B | $24.48B | $3.76B | $99.4M | 0.59% | 3.25% | 0.95% |
| Q1 2025 | $33.69B | $27.52B | $23.92B | $3.86B | $63.7M | 0.76% | 3.23% | 0.71% |
| Q4 2024 | $33.46B | $27.38B | $23.57B | $3.92B | $171.4M | 0.49% | 3.08% | 0.66% |
| Q3 2024 | $33.35B | $27.02B | $23.30B | $3.92B | $105.4M | 0.39% | 3.03% | 0.55% |
Loan mix (Q2 2026): real estate $15.75B · commercial $3.14B · consumer $344.9M · securities $4.48B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Banc of California | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.88% | 1.23% | 0th | |
Return on equity Annualized net income ÷ equity or net worth | -7.9% | 11.3% | 0th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.31% | 3.55% | 41th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.5% | 54.9% | 77th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Banc of California | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Banc of California | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Banc of California | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Banc of California | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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