CharterBench

Associated Bank, National Association

BankOCCGreen Bay, WI·Est. 1874·www.associatedbank.com·FDIC #5296Compare ⇄
Total assets
$51.76B
+17.8% YoY
Deposits
$40.12B
+17.3% YoY
Loans
$36.13B
+19.1% YoY
Offices
217
ASSOCIATED BANC-CORP
ROA (annualized)
1.05%
peers 1.23%
ROE (annualized)
9.94%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricThis bankPeer medianΔ
Asset growth (YoY)+17.8%+5.9%+11.9 pts
Deposit growth (YoY)+17.3%+5.7%+11.6 pts
Loan growth (YoY)+19.1%+6.9%+12.2 pts
ROA1.05%1.23%-0.2 pts
ROE9.9%11.2%-1.3 pts

ROA ranks in the 31st percentile of its peer group · Q2 2026

Profile

Established
1874
Charter
OCC
Primary regulator
OCC
Holding company
ASSOCIATED BANC-CORP
Specialization
Commercial Lending Specialization
Address
200 N Adams St, Green Bay, WI, 54301
County
Brown
Metro area
Green Bay, WI
Offices
217
FDIC cert #
5296
RSSD ID
917742
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$51.76B$40.12B$36.13B$5.36B$248.3M1.05%3.12%0.36%
Q1 2026$45.54B$35.80B$31.50B$4.83B$121.6M1.07%2.97%0.32%
Q4 2025$45.15B$35.64B$30.86B$4.80B$483.1M1.10%3.01%0.29%
Q3 2025$44.39B$34.94B$30.65B$4.71B$344.3M1.05%3.00%0.32%
Q2 2025$43.93B$34.20B$30.34B$4.63B$217.8M1.00%2.98%0.37%
Q1 2025$43.25B$35.23B$29.98B$4.55B$104.2M0.97%2.92%0.38%
Q4 2024$42.97B$34.90B$30.08B$4.45B$129.2M0.31%2.78%0.35%
Q3 2024$42.16B$33.82B$29.71B$4.25B$296.6M0.95%2.77%0.37%

Loan mix (Q2 2026): real estate $18.34B · commercial $9.61B · consumer $4.47B · securities $9.89B

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.05%Q3 2024 → Q2 20261.23%
31th
Return on equity
Annualized net income ÷ equity or net worth
9.9%Q3 2024 → Q2 202611.3%
37th
Net interest margin
Interest income − interest expense, ÷ assets
3.12%Q3 2024 → Q2 20263.55%
29th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
57.7%Q3 2024 → Q2 202654.9%
65th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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