Columbia Bank
Total assets
$65.37B
▲ +26.0% YoY
Deposits
$52.19B
▲ +24.8% YoY
Loans
$46.77B
▲ +25.4% YoY
Offices
369
COLUMBIA BANKING SYSTEM INC
ROA (annualized)
1.25%
peers 1.23%
ROE (annualized)
10.33%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Columbia Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +26.0% | +5.9% | +20.1 pts |
| Deposit growth (YoY) | +24.8% | +5.7% | +19.1 pts |
| Loan growth (YoY) | +25.4% | +6.9% | +18.5 pts |
| ROA | 1.25% | 1.23% | +0.0 pts |
| ROE | 10.3% | 11.2% | -0.9 pts |
ROA ranks in the 53rd percentile of its peer group · Q2 2026
Profile
- Established
- 1953
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- COLUMBIA BANKING SYSTEM INC
- Specialization
- Commercial Lending Specialization
- Address
- 445 Se Main St, Roseburg, OR, 97470
- County
- Douglas
- Metro area
- Roseburg, OR
- Offices
- 369
- FDIC cert #
- 17266
- RSSD ID
- 143662
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $65.37B | $52.19B | $46.77B | $7.85B | $412.6M | 1.25% | 4.01% | 0.42% |
| Q1 2026 | $66.01B | $53.61B | $47.32B | $7.97B | $198.2M | 1.19% | 4.00% | 0.41% |
| Q4 2025 | $66.82B | $54.34B | $47.57B | $8.14B | $580.9M | 1.00% | 3.88% | 0.30% |
| Q3 2025 | $67.49B | $55.90B | $48.33B | $8.09B | $356.1M | 0.85% | 3.70% | 0.30% |
| Q2 2025 | $51.89B | $41.82B | $37.28B | $5.69B | $252.6M | 0.98% | 3.78% | 0.36% |
| Q1 2025 | $51.51B | $42.29B | $37.26B | $5.59B | $93.0M | 0.72% | 3.69% | 0.35% |
| Q4 2024 | $51.57B | $41.79B | $37.33B | $5.48B | $564.6M | 1.09% | 3.71% | 0.33% |
| Q3 2024 | $51.90B | $41.58B | $37.15B | $5.63B | $413.3M | 1.06% | 3.69% | 0.33% |
Loan mix (Q2 2026): real estate $35.32B · commercial $7.61B · consumer $139.8M · securities $11.25B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Columbia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.25% | 1.23% | 53th | |
Return on equity Annualized net income ÷ equity or net worth | 10.3% | 11.3% | 42th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.01% | 3.55% | 79th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 50.2% | 54.9% | 31th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Columbia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Columbia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Columbia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Columbia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Valley National BankPassaic, NJ · $66.23B
- CIBC Bank USAChicago, IL · $66.50B
- Banco Popular de Puerto RicoSan Juan, PR · $63.34B
- SouthState Bank, National AssociationWinter Haven, FL · $68.79B
- UMB Bank, National AssociationKansas City, MO · $71.90B
- Old National BankEvansville, IN · $73.86B
Selling to Columbia Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.