Banco Popular de Puerto Rico
Total assets
$63.34B
▲ +4.2% YoY
Deposits
$58.73B
▲ +5.0% YoY
Loans
$27.23B
▲ +4.9% YoY
Offices
164
POPULAR INC
ROA (annualized)
1.38%
peers 1.23%
ROE (annualized)
21.78%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.2% | +5.9% | -1.7 pts |
| Deposit growth (YoY) | +5.0% | +5.7% | -0.7 pts |
| Loan growth (YoY) | +4.9% | +6.9% | -2.1 pts |
| ROA | 1.38% | 1.23% | +0.1 pts |
| ROE | 21.8% | 11.2% | +10.6 pts |
ROA ranks in the 62nd percentile of its peer group · Q2 2026
Profile
- Established
- 1999
- Charter
- State
- Primary regulator
- FED
- Holding company
- POPULAR INC
- Specialization
- All Other Over 1 Billion
- Address
- 209 Avenida Luis Munoz Rivera, San Juan, PR, 00918
- County
- San Juan
- Metro area
- San Juan-Bayamon-Caguas, PR
- Offices
- 164
- FDIC cert #
- 34968
- RSSD ID
- 940311
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $63.34B | $58.73B | $27.23B | $4.03B | $422.0M | 1.38% | 3.95% | 1.14% |
| Q1 2026 | $60.63B | $55.95B | $26.81B | $3.81B | $198.0M | 1.32% | 3.95% | 1.14% |
| Q4 2025 | $59.77B | $54.80B | $26.81B | $3.78B | $699.0M | 1.17% | 3.81% | 1.22% |
| Q3 2025 | $59.60B | $54.94B | $26.34B | $3.73B | $520.0M | 1.17% | 3.79% | 1.17% |
| Q2 2025 | $60.78B | $55.95B | $25.97B | $3.58B | $341.0M | 1.15% | 3.74% | 0.84% |
| Q1 2025 | $59.14B | $54.71B | $25.30B | $3.31B | $163.0M | 1.11% | 3.72% | 0.90% |
| Q4 2024 | $58.46B | $54.12B | $25.36B | $3.18B | $528.0M | 0.92% | 3.59% | 1.01% |
| Q3 2024 | $56.77B | $52.77B | $24.91B | $3.31B | $385.0M | 0.90% | 3.56% | 1.03% |
Loan mix (Q2 2026): real estate $12.86B · commercial $4.31B · consumer $7.01B · securities $29.57B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.38% | 1.23% | 62th | |
Return on equity Annualized net income ÷ equity or net worth | 21.8% | 11.3% | 92th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.95% | 3.55% | 76th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.3% | 54.9% | 60th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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