CIBC Bank USA
Total assets
$66.50B
▲ +10.2% YoY
Deposits
$51.47B
▲ +8.1% YoY
Loans
$42.83B
▲ +14.8% YoY
Offices
8
CANADIAN IMPERIAL BK OF COM
ROA (annualized)
1.51%
peers 1.23%
ROE (annualized)
8.67%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | CIBC Bank USA | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +10.2% | +5.9% | +4.3 pts |
| Deposit growth (YoY) | +8.2% | +5.7% | +2.5 pts |
| Loan growth (YoY) | +14.8% | +6.9% | +7.9 pts |
| ROA | 1.51% | 1.23% | +0.3 pts |
| ROE | 8.7% | 11.2% | -2.6 pts |
ROA ranks in the 73rd percentile of its peer group · Q2 2026
Profile
- Established
- 1991
- Charter
- State
- Primary regulator
- FED
- Holding company
- CANADIAN IMPERIAL BK OF COM
- Specialization
- Commercial Lending Specialization
- Address
- 120 S La Salle St, Chicago, IL, 60603
- County
- Cook
- Metro area
- Chicago-Naperville-Elgin, IL-IN-WI
- Offices
- 8
- FDIC cert #
- 33306
- RSSD ID
- 1842065
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $66.50B | $51.47B | $42.83B | $11.58B | $492.5M | 1.51% | 3.14% | 0.88% |
| Q1 2026 | $65.13B | $50.96B | $40.70B | $11.33B | $196.5M | 1.22% | 3.13% | 0.94% |
| Q4 2025 | $63.98B | $50.77B | $39.26B | $11.18B | $906.2M | 1.47% | 3.14% | 0.89% |
| Q3 2025 | $61.49B | $48.30B | $37.49B | $10.93B | $679.3M | 1.48% | 3.13% | 0.95% |
| Q2 2025 | $60.36B | $47.59B | $37.30B | $10.69B | $460.6M | 1.51% | 3.08% | 1.07% |
| Q1 2025 | $61.30B | $48.86B | $36.47B | $10.38B | $194.7M | 1.27% | 2.97% | 1.23% |
| Q4 2024 | $61.52B | $49.37B | $35.71B | $10.12B | $870.7M | 1.52% | 3.27% | 0.94% |
| Q3 2024 | $58.90B | $46.87B | $34.94B | $9.97B | $676.0M | 1.60% | 3.32% | 0.80% |
Loan mix (Q2 2026): real estate $20.75B · commercial $12.21B · consumer $425.5M · securities $9.82B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | CIBC Bank USA | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.51% | 1.23% | 73th | |
Return on equity Annualized net income ÷ equity or net worth | 8.7% | 11.3% | 23th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.14% | 3.55% | 31th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 36.7% | 54.9% | 13th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | CIBC Bank USA | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | CIBC Bank USA | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | CIBC Bank USA | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | CIBC Bank USA | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Valley National BankPassaic, NJ · $66.23B
- Columbia BankRoseburg, OR · $65.37B
- SouthState Bank, National AssociationWinter Haven, FL · $68.79B
- Banco Popular de Puerto RicoSan Juan, PR · $63.34B
- UMB Bank, National AssociationKansas City, MO · $71.90B
- Old National BankEvansville, IN · $73.86B
Selling to CIBC Bank USA?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.