| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| CIBC Bank USAChicago | IL | $66.50B | $51.47B | +8.2% | +14.8% | 1.51% | 36.7% | 3.14% | 13.24% |
| CIBC National Trust CompanyAtlanta | GA | $412.8M | $550K | -6.9% | — | 13.72% | 59.2% | 4.18% | 42.83% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, CIBC Bank USA.