CIBC National Trust Company
Total assets
$412.8M
▲ +3.8% YoY
Deposits
$550K
▼ -6.9% YoY
Loans
$0
Offices
16
CANADIAN IMPERIAL BK OF COM
ROA (annualized)
13.72%
peers 1.24%
ROE (annualized)
20.02%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.8% | +4.4% | -0.6 pts |
| Deposit growth (YoY) | -6.9% | +4.0% | -10.9 pts |
| Loan growth (YoY) | — | +5.6% | — |
| ROA | 13.72% | 1.24% | +12.5 pts |
| ROE | 20.0% | 11.9% | +8.2 pts |
ROA ranks in the 100th percentile of its peer group · Q2 2026
Profile
- Established
- 1969
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- CANADIAN IMPERIAL BK OF COM
- Specialization
- Other Specialized Under 1 Billion
- Address
- 3290 Northside Pkwy Nw, Atlanta, GA, 30327
- County
- Fulton
- Metro area
- Atlanta-Sandy Springs-Alpharetta, GA
- Offices
- 16
- FDIC cert #
- 91325
- RSSD ID
- 975751
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $412.8M | $550K | $0 | $278.8M | $27.6M | 13.72% | 4.18% | 0.00% |
| Q1 2026 | $398.5M | $1.3M | $0 | $274.8M | $13.2M | 13.24% | 3.89% | 0.00% |
| Q4 2025 | $397.2M | $1.5M | $0 | $274.6M | $51.8M | 13.26% | 4.84% | 0.00% |
| Q3 2025 | $400.5M | $682K | $0 | $268.8M | $35.5M | 12.16% | 4.85% | 0.00% |
| Q2 2025 | $397.9M | $591K | $0 | $264.4M | $22.3M | 11.60% | 4.96% | 0.00% |
| Q1 2025 | $377.4M | $1.1M | $0 | $262.4M | $11.4M | 11.99% | 4.62% | 0.00% |
| Q4 2024 | $380.4M | $638K | $0 | $270.3M | $59.3M | 16.56% | 5.82% | 0.00% |
| Q3 2024 | $373.4M | $639K | $0 | $256.0M | $35.1M | 13.25% | 5.67% | 0.00% |
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 13.72% | 1.24% | 100th | |
Return on equity Annualized net income ÷ equity or net worth | 20.0% | 11.9% | 89th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.18% | 3.96% | 63th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.2% | 62.9% | 39th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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