Valley National Bank
Total assets
$66.23B
▲ +5.7% YoY
Deposits
$54.34B
▲ +7.0% YoY
Loans
$51.89B
▲ +6.2% YoY
Offices
232
VALLEY NATIONAL BCORP
ROA (annualized)
1.08%
peers 1.23%
ROE (annualized)
8.45%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Valley National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.7% | +5.9% | -0.2 pts |
| Deposit growth (YoY) | +7.0% | +5.7% | +1.3 pts |
| Loan growth (YoY) | +6.2% | +6.9% | -0.7 pts |
| ROA | 1.08% | 1.23% | -0.2 pts |
| ROE | 8.4% | 11.2% | -2.8 pts |
ROA ranks in the 33rd percentile of its peer group · Q2 2026
Profile
- Established
- 1927
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- VALLEY NATIONAL BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 615 Main Ave, Passaic, NJ, 07055
- County
- Passaic
- Metro area
- New York-Newark-Jersey City, NY-NJ-PA
- Offices
- 232
- FDIC cert #
- 9396
- RSSD ID
- 229801
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $66.23B | $54.34B | $51.89B | $8.38B | $349.4M | 1.08% | 3.30% | 0.73% |
| Q1 2026 | $64.39B | $52.96B | $50.25B | $8.23B | $169.9M | 1.06% | 3.27% | 0.70% |
| Q4 2025 | $64.06B | $52.31B | $49.58B | $8.19B | $619.8M | 0.99% | 3.16% | 0.69% |
| Q3 2025 | $62.96B | $51.32B | $48.71B | $8.06B | $422.4M | 0.90% | 3.12% | 0.69% |
| Q2 2025 | $62.65B | $50.79B | $48.84B | $8.03B | $256.2M | 0.82% | 3.09% | 0.58% |
| Q1 2025 | $61.82B | $50.17B | $48.11B | $8.03B | $115.1M | 0.74% | 3.06% | 0.59% |
| Q4 2024 | $62.45B | $50.36B | $48.27B | $7.88B | $366.5M | 0.59% | 2.99% | 0.60% |
| Q3 2024 | $62.09B | $50.68B | $49.65B | $7.47B | $287.6M | 0.62% | 2.97% | 0.50% |
Loan mix (Q2 2026): real estate $37.07B · commercial $8.44B · consumer $3.16B · securities $8.08B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Valley National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.08% | 1.23% | 33th | |
Return on equity Annualized net income ÷ equity or net worth | 8.4% | 11.3% | 20th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.30% | 3.55% | 40th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.1% | 54.9% | 46th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Valley National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Valley National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Valley National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Valley National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- CIBC Bank USAChicago, IL · $66.50B
- Columbia BankRoseburg, OR · $65.37B
- SouthState Bank, National AssociationWinter Haven, FL · $68.79B
- Banco Popular de Puerto RicoSan Juan, PR · $63.34B
- UMB Bank, National AssociationKansas City, MO · $71.90B
- Old National BankEvansville, IN · $73.86B
Selling to Valley National Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.