| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Farmers and Merchants Bank | Bank | 8 | $913.2M | 35.97% |
| 2 | United Community Bank | Bank | 4 | $279.0M | 10.99% |
| 3 | Ascend Federal Credit Union | Credit union | 2 | $260.0M* | 10.24% |
| 4 | Heritage Bank & Trust | Bank | 2 | $242.6M | 9.56% |
| 5 | Regions Bank | Bank | 2 | $236.0M | 9.30% |
| 6 | TriStar Bank | Bank | 4 | $182.5M | 7.19% |
| 7 | Listerhill Credit Union | Credit union | 2 | $145.6M* | 5.74% |
| 8 | First Horizon Bank | Bank | 2 | $123.6M | 4.87% |
| 9 | U.S. Bank National Association | Bank | 1 | $66.1M | 2.61% |
| 10 | Fifth Third Bank, National Association | Bank | 1 | $43.9M | 1.73% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.54B | 12 | 31 | First Farmers and Merchants Bank | 36.0% | 1,818 |
| 2025 | $2.44B | 12 | 31 | First Farmers and Merchants Bank | 36.4% | 1,848 |
| 2024 | $2.71B | 12 | 34 | First Farmers and Merchants Bank | 32.4% | 1,571 |
| 2023 | $2.77B | 11 | 31 | First Farmers and Merchants Bank | 36.4% | 1,824 |
| 2022 | $2.82B | 11 | 29 | First Farmers and Merchants Bank | 38.7% | 1,962 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.