| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Farmers and Merchants Bank | Bank | 8 | $889.0M | 36.44% |
| 2 | United Community Bank | Bank | 4 | $269.1M | 11.03% |
| 3 | Heritage Bank & Trust | Bank | 2 | $238.0M | 9.75% |
| 4 | Ascend Federal Credit Union | Credit union | 2 | $236.1M* | 9.68% |
| 5 | Regions Bank | Bank | 2 | $234.0M | 9.59% |
| 6 | TriStar Bank | Bank | 4 | $167.1M | 6.85% |
| 7 | Listerhill Credit Union | Credit union | 2 | $142.3M* | 5.83% |
| 8 | First Horizon Bank | Bank | 2 | $124.9M | 5.12% |
| 9 | U.S. Bank National Association | Bank | 1 | $57.4M | 2.35% |
| 10 | Family Advantage Federal Credit Union | Credit union | 2 | $44.9M* | 1.84% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.44B | 12 | 31 | First Farmers and Merchants Bank | 36.4% | 1,848 |
| 2024 | $2.71B | 12 | 34 | First Farmers and Merchants Bank | 32.4% | 1,571 |
| 2023 | $2.76B | 11 | 31 | First Farmers and Merchants Bank | 36.5% | 1,829 |
| 2022 | $2.81B | 11 | 29 | First Farmers and Merchants Bank | 38.8% | 1,969 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.