No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.33B | $1.18B | $1.10B | $115.1M | $9.9M | 1.51% | 4.67% | 0.29% |
| Q1 2026 | $1.31B | $1.18B | $1.08B | $109.8M | $4.7M | 1.45% | 4.60% | 0.36% |
| Q4 2025 | $1.29B | $1.18B | $1.05B | $107.3M | $16.3M | 1.29% | 4.41% | 0.37% |
| Q3 2025 | $1.31B | $1.17B | $1.03B | $103.2M | $11.8M | 1.24% | 4.35% | 0.17% |
| Q2 2025 | $1.28B | $1.14B | $1.02B | $99.1M | $7.6M | 1.21% | 4.29% | 0.16% |
| Q1 2025 | $1.25B | $1.11B | $992.2M | $95.1M | $3.7M | 1.18% | 4.22% | 0.19% |
| Q4 2024 | $1.22B | $1.09B | $976.4M | $93.3M | $7.8M | 0.70% | 3.93% | 0.22% |
| Q3 2024 | $1.21B | $1.09B | $945.3M | $93.3M | $5.2M | 0.63% | 3.79% | 0.15% |
Loan mix (Q2 2026): real estate $1.04B · commercial $53.8M · consumer $9.1M · securities $104.8M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | SKYLINE NATIONAL BANK | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.51% | 1.26% | 70th | |
Return on equity Annualized net income ÷ equity or net worth | 17.8% | 12.2% | 86th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.67% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.0% | 59.0% | 46th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | SKYLINE NATIONAL BANK | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | SKYLINE NATIONAL BANK | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | SKYLINE NATIONAL BANK | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | SKYLINE NATIONAL BANK | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.