| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Carter Bank & Trust | Bank | 1 | $175.5M | 39.69% |
| 2 | SKYLINE NATIONAL BANK | Bank | 2 | $141.6M | 32.02% |
| 3 | Truist Bank | Bank | 1 | $77.8M | 17.59% |
| 4 | First Community Bank | Bank | 1 | $35.7M | 8.07% |
| 5 | First Nrv Federal Credit Union | Credit union | 1 | $11.7M* | 2.64% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $442.3M | 5 | 6 | Carter Bank & Trust | 39.7% | 2,982 |
| 2025 | $438.2M | 5 | 6 | Carter Bank & Trust | 39.7% | 2,930 |
| 2024 | $419.7M | 5 | 6 | Carter Bank & Trust | 39.2% | 2,900 |
| 2023 | $409.2M | 5 | 6 | Carter Bank & Trust | 37.4% | 2,831 |
| 2022 | $419.3M | 5 | 6 | Carter Bank & Trust | 36.2% | 2,836 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.