Primis Bank
Total assets
$4.34B
▲ +13.1% YoY
Deposits
$3.46B
▲ +2.9% YoY
Loans
$3.65B
▲ +13.7% YoY
Offices
28
PRIMIS FINANCIAL CORP
ROA (annualized)
1.02%
peers 1.26%
ROE (annualized)
9.10%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Primis Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +13.1% | +5.5% | +7.6 pts |
| Deposit growth (YoY) | +2.9% | +5.1% | -2.2 pts |
| Loan growth (YoY) | +13.8% | +5.9% | +7.8 pts |
| ROA | 1.02% | 1.26% | -0.2 pts |
| ROE | 9.1% | 12.2% | -3.1 pts |
ROA ranks in the 32nd percentile of its peer group · Q2 2026
Profile
- Established
- 2005
- Charter
- State
- Primary regulator
- FED
- Holding company
- PRIMIS FINANCIAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 1665 Tappahannock Blvd, Tappahannock, VA, 22560
- County
- Essex
- Offices
- 28
- FDIC cert #
- 57968
- RSSD ID
- 3325759
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $4.34B | $3.46B | $3.65B | $478.2M | $21.5M | 1.02% | 3.61% | 1.56% |
| Q1 2026 | $4.24B | $3.43B | $3.57B | $472.1M | $9.8M | 0.95% | 3.58% | 2.36% |
| Q4 2025 | $4.03B | $3.43B | $3.40B | $468.1M | $43.3M | 1.13% | 3.37% | 2.15% |
| Q3 2025 | $3.94B | $3.37B | $3.36B | $428.7M | $10.9M | 0.38% | 3.28% | 2.20% |
| Q2 2025 | $3.83B | $3.36B | $3.21B | $419.4M | $2.9M | 0.15% | 3.20% | 2.04% |
| Q1 2025 | $3.67B | $3.19B | $3.07B | $419.9M | $5.0M | 0.55% | 3.33% | 0.40% |
| Q4 2024 | $3.68B | $3.21B | $3.08B | $411.2M | $-7.8M | -0.20% | 3.12% | 0.45% |
| Q3 2024 | $4.02B | $3.33B | $3.38B | $456.4M | $13.2M | 0.45% | 3.08% | 0.40% |
Loan mix (Q2 2026): real estate $2.20B · commercial $577.8M · consumer $268.8M · securities $174.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Primis Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.02% | 1.26% | 32th | |
Return on equity Annualized net income ÷ equity or net worth | 9.1% | 12.2% | 26th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.61% | 3.70% | 43th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 68.0% | 59.0% | 75th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Primis Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Primis Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Primis Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Primis Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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